TAMPA REAL ESTATE LIFE

Everything you'll need to know about buying a home or selling a home in Tampa, Florida.

Tampa Real Estate Information & Blog

If you have been thinking about buying a home in Tampa, Florida, or you'd like to sell a home in Tampa Bay, check out the articles below where we discuss important topics about Tampa, FL real estate.  This site is owned by Phil Bernie, Broker Associate and Real Estate Agent with Dalton Wade where Phil posts about topics about real estate education, buying, selling, negotiations and negotiation strategies, nightlife, local Tampa news and information about the area.  Read through the articles and reach out to Phil if you've got any questions.

Jan. 19, 2020

Tampa Bay Area Counties, Neighborhoods and Subdivisions

Tampa Bay Area Counties, Neighborhoods and Subdivisions

If you are considering buying or selling a Tampa Bay area home, it helps to become familiar with the different neighborhoods, subdivisions and areas in and around Tampa, FL.

The lists below should help you get started.  Any of these areas can be copied and pasted into a Google search to pull up specific information about the area as well as inserted into the criteria search here on our website so you can find the perfect home in the perfect neighborhood for you and your family.

COUNTIES IN AND AROUND THE TAMPA BAY AREA

  • Brevard County
  • Charlotte County
  • Citrus County
  • Desoto County
  • Hardee County
  • Hernando County
  • Highlands County
  • Hillsborough County
  • Lake County
  • Lee County
  • Manatee County
  • Marion County
  • Orange County
  • Osceola County
  • Pasco County
  • Pinellas County
  • Polk County
  • Sarasota County
  • Seminole County
  • St Lucie County
  • Sumter County
  • Volusia County

CITIES AND SMALL CITY-LIKE AREAS IN AND AROUND TAMPA, FLORIDA

  • Apollo Beach
  • Brandon
  • Dover
  • Gibsonton
  • Lakeland
  • Lithia
  • Lutz
  • Odessa
  • Plant City
  • Riverview
  • Ruskin
  • Seffner
  • Sun City Center
  • Tampa
  • Thonotosassa
  • Valrico
  • Wimauma

SUBDIVISIONS IN AND AROUND TAMPA BAY

0td | North Tampa Heights

1000 Channelside A Condo

1910 Urban North Twnhms

193 | Lillie Estates Unit A

1g9 Hamner's We Pine Vista First Addition

2qq | Bloomingdale Section F Unit 2

2wa | Sun City Center Unit 44 A

301 North Rome

345 Bayshore A Condo

3il | Rose Garden Acres

3ts | Maryland Manor 2nd Unit

3u3 | Virginia Terrace

3wj | Fair Oaks Manor

3x8 | Anita Subdivision

3xq Zapico's Resubdivision

3ye | Gandy Boulevard Park 2nd Addition

3yi | Interbay

3zr | Gandy Boulevard Park

411 | Bayhill Estates 2nd Addition

41m | Tropical Pines

41y

41y | Sunset Addition

42j | Port Tampa City Map

464 | Temple Crest Unit No 1

4710 Medical Arts Condo

48a-Belmont Heights No 2 Pb 12pg 88

4a0 | Englewood

4a6 | Montana City

4bd | Lewis Heights

4kt | Sperry Sub No 1

4l1 | Mc Clung Berry Sub No 2

4n6 | Jackson Heights

4nb | Campobello Blocks 1 To 30

4pd | El Cerro

4pq | Mac Farlanes Rev Map Of Additions To West T

4pq | Mac Farlanes Rev Map Of Additions To West Ta

4pv | Mac Farlane Park

4r7 | Orange Park Plat 1 Pg 104

4s0 | Ridgewood Park

4vk | Campobello Blocks 31 To 45

4vt | Watch Hill

5010 Bayshore Condo Inc

509 | Davis Islands Pb10 Pg52 To 57 And Pb17 Pg5 T

5222

5yo Harwell Estates

800 Buffalo A Condo

90q Eagle Palm Phase 1

9c1 | Meadow By Lake Leta

9vv | Hawks Point Phase S-2

A F Turner

A L Backs Sub

A Rep Of Tampa Palms Unit 1b

A Resub Of A Por Of Apollo

Abbey Grove

Acadia Condo

Acreage

Acreage & Unrec

Acreage & Unrec 01-28-22

Acreage & Unrec 03-31-19

Acreage & Unrec 13-32-20

Acreage & Unrec 16-32-21

Acreage & Unrec 21-32-20

Acreage & Unrec 29-27-22

Adamo Acres Sub Un 1

Adamo Acres Sub Unit 2

Adamo Acres Unit 01

Adamstown Cay A Condominium

Addison Manor

Alafia Estates Unit A

Alafia Garden

Alafia Gardens

Alafia Oaks

Alafia Pointe Estates

Alafia Preserve

Alafia Ridge Estates

Alafia River Estates

Alafia Shores Sub 1st

Alameda

Alavista Sub Unit One

Aldermans Add

Alexander Woods Townhomes

Alexander Woods Twnhms

Alice Heights Rev Map

Alice Winter Gardens

All Bright Shores Sub

Allegro Palm A Condo

Allendale

Allora

Almima

Alta Vista Tracts

Amaya Estates

Amber Sweet Farms Unit 2 Lot 7

Amberly Oaks

Amberly Oaks Twnhms

American Gardens

Ancient Oak Platted Subdivisio

Andalucia

Andalucia Sub

Andover C Condo

Andover D Condo

Andover E Condo

Andover F Condo

Andrews Sub

Anita Sub

Antigua Cove Ph 01

Antigua Cove Ph 1

Apex Lake Estates

Apollo Beach Commerce Center

Apollo Beach Unit 01

Apollo Beach Unit 02

Apollo Beach Unit 06

Apollo Beach Unit 08 A Resubdi

Apollo Beach Unit 08 Sec A

Apollo Beach Unit 1 Pt 2

Apollo Beach Unit 13 Pt 1 Re

Apollo Beach Unit Four

Apollo Beach Unit One Pt One

Apollo Beach Unit Six

Apollo Beach Unit Two

Apollo Key Village

Arbor Greene

Arbor Greene Ph 03 Units 01 02 & 05

Arbor Greene Ph 07 Unit 01

Arbor Greene Ph 1

Arbor Greene Ph 2 Units 1 A

Arbor Greene Ph 3 Units 1 2

Arbor Greene Ph 3 Units 3b

Arbor Greene Ph 4

Arbor Greene Ph 5 Units 1 A

Arbor Greene Ph 7 Unit 1

Arbor Greene Phase 3 Unit 8

Arbor Greene Townhomes Replat

Arbor Greene Twnhms Rep

Arbor Lakes Ph 02

Arbor Reserve Estates

Arista

Arlington Heights

Arlington Heights North

Arlington Park Condo

Armenia Estates Rev

Armenia Terrace

Armistead Manor

Asbury Park

Asbury Park Villas & Townhou

Ashburn Square Twnhms

Ashley Oaks Unit Iii

Aston Villas

Aurora

Avea Pointe

Avelar Creek North

Avelar Creek North Lot 28 Block 9

Avelar Creek South

Avery Park

Avesa

Avila

Avila Lot 07

Avila Lot 10

Avila Lot 11

Avila Lot 8

Avila Twnhms

Avila Un 12

Avila Unit 01

Avila Unit 03

Avila Unit 04

Avila Unit 07

Avila Unit 1

Avila Unit 10m

Avila Unit 10v

Avila Unit 12

Avila Unit 13c

Avila Unit 17a12

Avila Unit 17b

Avila Unit 2

Avila Unit 4

Avila Unit 5

Avila Unit 5e

Avila Unit 7b5

Avila Unit No 1

Avila Unit No 11a

Avon Springs

Avondale

Avondale At South Fork

Avondale Groves

Ayalas Grove Sub

Ayersworth

Ayersworth - Stoneridge Manors

Ayersworth Glen

Ayersworth Glen Ph 3a

Ayersworth Glen Ph 3c

Ayersworth Stonepark

Ayersworth Stoneridge Manors

Ayersworth- Stonepark

B & H Sub Including

B1i | Reserve At Pradera Phase 3

B40 | Waterset Phase 4a South

B50 | Camellia Square Townhomes

B6p | Carlton Lakes Phase 1e-1

B87 | Carlton Lakes Phase 1c-1

Bahia Beach Twnhms Ph 1a

Bahia Beach Twnhms Ph 2

Bahia Beach Twnhms Ph 2 Lot 13 Block 2

Bahia Del Sol Ii A Condo

Bahia Lakes Ph 1

Bahia Lakes Ph 4

Bal Harbour Chateaux Condomini

Bal Harbour Chateaux Condominium

Balincort Heights

Ballard Park Rev

Ballast Point

Ballentrae Sub

Ballentrae Sub Ph 1

Balm Professional Center

Banza Banza

Barbara Heights

Barcelona Lofts

Barnhart Sub

Barrington Oaks East

Barrys Sub

Bartholomews W G Sub

Bartons Country Estates

Basset Creek Estates Ph 1

Basset Creek Estates Ph 2a

Basset Creek Estates Ph 2c

Basset Creek Estates Ph 2d

Bay Breeze

Bay Crest Park Unit 01

Bay Crest Park Unit 06

Bay Crest Park Unit 08 A

Bay Crest Park Unit 15

Bay Crest Park Unit 16

Bay Crest Park Unit 17

Bay Crest Park Unit 19

Bay Pointe Colony A Condominiu

Bay Pointe Condo

Bay Port Colony Ph Ii Un I

Bay Port Colony Ph Iii Un 1

Bay Vista

Baya Vista

Baybridge Rev

Baybridge Revised

Bayhaven

Bayhill Estates Add

Bayou Pass Villg Ph Three

Baypointe Sub

Bayport Village

Bayport West Ph 2

Bayshore Beautiful Sub

Bayshore Beautiful Twnhms

Bayshore Crest

Bayshore Estates

Bayshore Estates 4

Bayshore Pointe Twnhms Phas

Bayshore Royal Condo

Bayshore Royal Condominium

Bayshore Towers A Condo

Bayshore Trails Twnhms

Bayside East Rev

Bayside Key Ph Ii

Bayside South

Bayside West

Beach Park

Beach Park Isle Sub

Beach Park/Westwego

Beach Way Sub 3

Beachwalk Condo

Beachwalk Condominium

Beacon Meadows Unit 1

Bearss Glen

Bearss Landing

Bedford C Condo

Bedford G Condo

Bel Mar

Bel Mar Rev Island Unit

Bel Mar Rev Unit 06

Bel Mar Rev Unit 1

Bel Mar Rev Unit 10

Bel Mar Rev Unit 5

Bel Mar Rev Unit 7

Bel Mar Shores Rev

Bel Mar Shores Rev Rep

Bel Mar Unit 02

Bel Mar Unit 03

Bel Mar Unit 2

Bel Mar Unit 3

Bel Mar Unit 4

Belfair Park Townhomes

Bell Creek Preserve Ph 1

Bell Park

Bell Shoals Gardens

Belle Meade

Belle Vista

Bellefield Village Amd

Bellingham Oaks

Bellmere

Bellmere Corr Map Of The

Bellmont Heights

Bells Add

Belmack Acres

Belmont

Belmont Estates Iii

Belmont Heights

Belmont Heights 2 Pb 10 Pg 1

Belmont Heights 2 Pb 12 Pg

Belmont Heights 2 Pb 12 Pg 2

Belmont Heights 2 Pb 31 Pg

Belmont Manors

Belmont North Ph 2a

Belmont North Ph 2c

Belmont Ph 01a

Belmont Ph 1a

Belmont Ph 1b

Belmont Ph 1c-1 Pt Rep

Belmont Ph 1c-2a Pt Re

Belvedere Park

Belvedere Place

Ben Wiggins Sub

Benjamin's 3rd Sub

Benjamins 2nd Add To Wes

Benjamins 5th Add

Benjamins Add To West Ta

Bennett Acres

Bennett Surv For A Minor

Bens Sub

Berkeley Twnhms

Berkford Place

Berriman Place

Berry Landing

Berry Road Estates

Beulah

Beverly Heights Unit 1

Big Bend Professional Center

Big Oaks Sub

Big Pines Sub

Big Timber Estates

Billups Twnhms

Bimini Bay

Bimini Bay Ph 2

Birchwood Preserve

Birchwood Preserve South

Blackburn Sub

Blacks W C Sub

Blackwater Sub

Blaszyk Reserve

Bledsoe Acres

Blessed Estates

Bloomfield Hills Ph 2

Bloomingdale

Bloomingdale Hills Sec C Unit 01

Bloomingdale Sec A Unit 1

Bloomingdale Sec Aa Gg Uni

Bloomingdale Sec Aa Gg Unit 01 Ph 01

Bloomingdale Sec Bb Ph

Bloomingdale Sec C Unit 3

Bloomingdale Sec D Unit

Bloomingdale Sec Dd Ph 3 A

Bloomingdale Sec F Unit 1

Bloomingdale Sec H Unit

Bloomingdale Sec J

Bloomingdale Sec M Unit

Bloomingdale Sec O

Bloomingdale Section Bb Ph 1

Bloomingdale Village Ph I S

Blueberry Estates

Bon Air

Bonita

Bonita Blks 26 To 30 & 32 To

Bonniehaven

Bonniehurst

Bonnieventure

Bonterra

Booker T Park

Boone Arees

Boran I

Boulevard Heights 2

Boulevard Park Rev Map

Boulevard Villas

Bour Lands

Bouton & Skinners Add

Bouton And Skinner's Addition To West Tampa

Box Factory Lofts

Boyette Creek Ph 1

Boyette Creek Phase 2

Boyette Farms Ph 2a

Boyette Farms Ph 2b1

Boyette Farms Ph 3

Boyette Fields

Boyette Park

Boyette Park Ph 1/A 1/B 1/D

Boyette Ridge Estates

Boyette Spgs Sec A Un #2

Boyette Spgs Sec A Un #7

Boyette Spgs Sec A Unit

Boyette Spgs Sec B Un #6

Boyette Spgs Sec B Unit

Braemar

Brancato Acres Platted Subdivisions

Branch/Upper Tampa Bay Area

Branda Vista Sub Unit

Brandon

Brandon Brook Ph Iiia

Brandon East Sub Unit

Brandon Groves North

Brandon Groves Sec One

Brandon Hills Ext

Brandon Lake Park Unit 01

Brandon Lakes

Brandon Pointe Prcl 107 Repl

Brandon Pointe Prcl 114

Brandon Preserve

Brandon Ridge

Brandon Ridgeland Unit Two

Brandon Traces

Brandon Tradewinds Add

Brandon Valrico Hills Estates

Brandontree

Brant Shores

Brenmar Acres

Brentwood Hills

Brentwood Hills Tr C

Brentwood Hills Trct A Un 1

Brentwood Park

Bridge Haven Ph 1

Bridgewater Landing

Brigadoon On Lake Heather Tn 2

Brigadoon On Lake Heather Tn 4

Brightside Village

Brightwater Sub

Brisa Del Mar Twnhms

Bristol Park

Broadmoor Park Rev

Broadmoor Park Revised Plat

Broadway Centre

Broadway Heights East

Broadway Sub

Brobston Fendig & Co Half Wa

Brobston Fendig & Co Half Way

Brockton Place A Condo R

Brookdale Farms

Brooker Reserve

Brooker Ridge

Brookside

Brookwood Sub

Browns Plan Of Add

Browns Plan Of Addition To The Town Of Mango

Buckeye Heights

Buckhorn

Buckhorn East

Buckhorn Fifth Add Unit 1

Buckhorn First Add Unit 1

Buckhorn Groves Ph 1

Buckhorn Oaks Unit 2

Buckhorn Preserve

Buckhorn Preserve Ph 1

Buckhorn Preserve Ph 3

Buckhorn Run

Buckhorn Second Add Unit

Buckhorn Seventh Addition

Buckhorn Spgs Manor

Buckingham At Tampa Palms

Buckingham Unit 1

Buffalo

Buffalo Ave Farms

Buffalo Heights

Buford Park

Bullfrog Creek Preserve

Bungalow Park A Condo

Bungalow Park East Rev Map

Burlington Heights

Burnette Place

Butler Mc Intosh Sub

Byars Heights

Byars Riverview Acres Rev

Byars Thompson Add Davis

Byrd Lake Woods

California Heights Add

Calm Harbour Sub

Caloosa Country Club Estates U

Calusa Trace

Calusa Trace Unit Ix Ph I

Calusa Trace Unit One

Calusa Trace Unit Three

Camden Woods Ph 2

Cameo Villas Unit 1

Cameo Villas Unit 2

Cameo Villas Unit 4

Camila Estates

Campbells

Campobello

Campobello Blocks 1 To 30

Campobello Blocks 31 To 45

Canal Shores Sub

Canterbury Lakes Ph 4

Canterbury Oaks

Canterbury Village - The Eagles

Canterbury Woods

Canterfield Farms

Capri Isle At Cory Lake

Carencia

Caribbean Isles Residential Co

Carlton Lakes Ph 1a 1b-1 An

Carlton Lakes Ph 1d1

Carlton Place

Carlyle Garden Twnhms A Con

Carman's Casa Del Rio

Carmans Casa Del Rio

Carmuchas Platted

Caron Jennie & Hectors Sub

Carriage Point Ph 2a

Carriage Pointe Ph 1

Carriage Pointe Phase 1

Carriage Pointe South Ph 2c

Carriage Pointe South Ph 2c 2

Carriage Pointe South Ph 2d1

Carriage Pointe South Ph 2d3

Carriage Pte South Ph 2c 2

Carrillon Estates

Carroll City

Carroll Landing

Carroll Oaks

Carrollwood / Forest Hills Area

Carrollwood Cove At Emerald Greens A Condo

Carrollwood Crossing

Carrollwood Estates

Carrollwood Landings

Carrollwood Meadows Unit 01

Carrollwood Meadows Unit 1

Carrollwood Meadows Unit 4

Carrollwood Meadows Unit 9

Carrollwood Meadows Unit Ii Se

Carrollwood Reserve

Carrollwood Spgs Unit 1

Carrollwood Spgs Unit 2

Carrollwood Spgs Unit 3

Carrollwood Sprgs Cluster Hms

Carrollwood Sub

Carrollwood Sub Un 21

Carrollwood Sub Un 27

Carrollwood Sub Un 28

Carrollwood Sub Unit 1

Carrollwood Village Ph 2 Vi

Carrollwood Village Ph Iii

Carrollwood Village Ph Two

Carrollwood Village Pine Lake

Carrollwood Village Pine Lake Garden Villas

Carrollwood Village Sec 1

Casa Bahia At Westshore Yacht

Casa Del Lago Sub

Casa Loma Sub

Casey Cove Estates

Cash Acres Unit 01

Castillo At Westshore Yacht Club

Castillo Sub

Castle Heights

Castle Heights 1st Add

Castle Heights Map

Catherine City Sub

Causeway Boulevard Subdivision

Cedar Creek At Country Run Pha

Cedar Run Final

Cedarwood Village Unit Ii

Center Hill

Central Court

Central Heights

Central Park

Central Park Blks 1 2 4 To 12

Central Tampa Professional Center Condo

Central Village

Chadam Platted

Channelside Lofts

Channing Park

Chapman Manors

Charleston Square A Condominiu

Chateau Villa

Chelsea

Chelsea Manor

Cherry Park

Chestnut Forest

Cheval

Cheval Biarritz Village

Cheval Blvd Estate

Cheval East Bordeaux Ph 2

Cheval Polo & Golf Cl Phas

Cheval Tennis Villg Condo 1

Cheval Tennis Villg Condo 3

Cheval West Village 8

Cheval West Village 9

Cheval West Village One

Cheval West Village Unit 2

Cheval West Villg 4 Ph 1

Childers Sub Un 1

Christena Waugh Prop Of

Cien Fuegos Sub

Citrus Green A Complete Rep

Citrus Green A Complete Rep Platted

Citrus Green Ph 2

Citrus Park Place

Citrus Park Resub Of B

Citrus Park/Westchase Area

Citrus Pointe Unit 1

City Central Condo

Clair Mel Add

Clair Mel City Sec A Unit

Clair Mel City Unit

Clair Mel City Unit 06

Clair Mel City Unit 30

Clair Mel City Unit 52

Clair Mel City Unit 6

Clair Mel City Unit 9

Clair Mel Sub Unit

Clarkson Bros Sub

Clay's E S Revised Map

Clayton Sub

Clewell Heights

Clewis Garden Tracts

Clifton Gardens 1st Add

Clo Mar Homes Sub

Clover Pointe Estates

Club Manor Unit 38 B

Cobia Cay

College Chase Ph 1

College Chase Ph 2

Collins Armenia Park

Collins P H Sub Of N 1

Collins Philip 2nd Add

Colonial Beach Properties Sub

Colony Bay Condo 01

Colony Bay Condo One

Colony Oaks Twnhms

Colson Acres

Community Estates

Cone Estates Unit A Platted

Cone Estates Unit B Platted

Conway Estates

Cooper Xing

Copper Ridge Tr G1

Cordoba Ranch

Cordoba Ranch Parcels Fd-1 &

Corinth Condo

Cortez Carrollwood

Cortez Of Carrollwood A Condom

Cortinos

Cory Lake Isles Ph 01 Unit 01

Cory Lake Isles Ph 01 Unit 02

Cory Lake Isles Ph 05 Un 02

Cory Lake Isles Ph 05 Unit 01

Cory Lake Isles Ph 06 Unit 01

Cory Lake Isles Ph 1 Unit 1

Cory Lake Isles Ph 1 Unit 3

Cory Lake Isles Ph 2 Unit 1

Cory Lake Isles Ph 2 Unit 2

Cory Lake Isles Ph 2 Unit 3

Cory Lake Isles Ph 4 Un 2

Cory Lake Isles Ph 4 Unit 1

Cory Lake Isles Ph 5 Un 1

Cory Lake Isles Ph 5 Unit 2

Cory Lake Isles Ph 6 Unit 2

Cory Lake Isles Phase 5 Unit 1

Cory Lake Isles/Capri Isle

Cotters Spring Hill

Country Aire Ph Four

Country Club Village At Carrol

Country Hills East Unit Eight

Country Hills Unit 01 C

Country Hills Unit Two C

Country Lakes

Country Place Unit 5

Country Place Unit Ii

Country Place Unit Iv B

Country Place Unit Vi

Country Place West Unit I

Country Place West Unit V

Country Run Unit 3

Country Run Unit Ii

Country Way Twnhms Ph 2

Countryway Prcl B Tr 16

Countryway Prcl B Tr 20

Countryway Prcl B Tr 23

Countryway Prcl B Trct 1 Ph

Countryway Prcl B Trct 13 & 14

Countryway Prcl B Trct 21 Ph 2

Countryway Tr 01 Ph 02

Courier City

Courtland Sub

Courtney Palms Condo

Cove At Rocky Point

Covewood

Covina At Bay Park

Covington Park Ph 1a

Covington Park Ph 1b

Covington Park Ph 2a Unit 02

Covington Park Ph 2a Unit 1

Covington Park Ph 2a Unit 2

Covington Park Ph 2b 2c 3c

Covington Park Ph 4a

Covington Park Ph 4b

Covington Park Ph 5a

Covington Park Ph 5b

Covington Park Ph 5c

Crandalls M J Add To Wil

Crawford Place

Creek View

Creekside Sub Ph 2

Crenshaw Acres

Crenshaw Lakes

Crenshaw Reserve

Crescent Lake Estates

Crescent Park

Crescent Place Condo

Crestridge Sub First Add

Crestridge Subdivision

Crestview Lakes

Crilly

Crilly Acres

Crilly Acres/Lake Stemper

Cristina Ph 3 Unit 4

Cristina Ph I

Cristina Ph Ii Unit 2

Crosby Crossings

Cross Creek

Cross Creek Prcl D Ph 1

Cross Creek Prcl G Ph 1

Cross Creek Prcl H Ph I

Cross Creek Prcl K Ph 2b

Cross Creek Prcl K Ph 2c

Cross Creek Prcl M Ph 1

Cross Creek Prcl M Ph 3a

Cross Creek Unit 1

Cross Creek Unit 1 Lot 10 Block 1

Crosswynde Condo

Crowder Manor Condo Phas

Crystal Acres Sub

Culbreath Bayou

Culbreath Isles Unit 02

Culbreath Isles Unit 03

Culbreath Isles Unit 1 A

Culbreath Isles Unit 2

Culbreath Isles Unit 3

Culbreath Isles Unit No 1 A

Culbreath Key

Culbreath Key Bayside Condo

Culbreath Key Bayside Condomin

Cumberland Manors Ph 2

Curry Cove

Cuscaden & Harrisons

Cuscaden & Wells

Cuscadens Sub

Cushing

Cypress Cove Twnhms

Cypress Creek

Cypress Creek Ph 1

Cypress Creek Ph 2

Cypress Creek Ph 3

Cypress Creek Ph 5a

Cypress Creek Ph 5c-1

Cypress Creek Ph 5c-2

Cypress Creek Town Estates

Cypress Creek Townhomes

Cypress Crk Ph 5c-1

Cypress Estates

Cypress Head

Cypress Hollow

Cypress Lake Estates

Cypress Meadows Sub Unit 2

Cypress Mill

Cypress Park

Cypress Park Garden Hms 1 Condo

Cypress Trace

Dana Shores Unit 6

Daphne Park 1st Add To

Davis & Dowdell Add To

Davis & Dowdell Add Town Of Wimauma

Davis Brown

Davis Islands

Davis Islands Pb10 Pg52 To 57

Davis Islands Pb10 Pg52 To 57 And Pb17 Pg5

Davis Islands Pb10 Pg52 To 57 And Pb17 Pg5 To

Davis Islands Rep

Davis Islands Rep Of Pt O

Deanes Percy

Debuel Road Minor Sub

Debuel Road Minor Subdivision

Deer Creek

Deer Creek Hollow

Deer Park

Dehoyas

Del Rio Estates Unit 2

Del Rio Estates Unit 5

Del Webbs Sun City Florida Un

Del Webbs Sun City Florida Unit 13

Del Webbs Sun City Florida Unit 21

Del Webbs Sun City Florida Unit No 24a Revis

Delaney Creek Estates

Delarua Platted

Delarua Platted Sub

Dell Oaks

Demorest

Desoto Heights

Devane & Lowry Sub O

Devane & Thomas

Devane And Thomas, Poinsettia Place

Dever Moody Sub

Devonshire Condo

Dg Farms Ph 2b

Diamond Hill Ph 02

Diamond Hill Ph 1b Unit 02

Diamond Hill Ph 1b Unit 2

Diamond Hill Ph 2

Dickey Platted

Dixie Home Sites

Dixons First Add

Dixons Sub

Doe Creek Reserve

Doerr Sub

Dogwood Hills

Dogwood Hills Unit 1

Dogwood Hills Unit 3

Dolce Vita

Dolphin Cove

Dorchester C Condo

Dorene Terrace Unit 02

Dorman Meadows

Dorman Ranch

Dover Road Sub

Dovewood Estates

Drew Park Re Of

Drew Park Rep

Drew's John H 1st Extension

Drews John H 1st Ext

Drews John H Sub Blks 1 To 10

Druid Hills Rev

Eagle Palm Ph Ii

Eagle Watch

Eagles Canterbury Village

Eaglewood Estates

East Bay Lakes

East Brandon Estates

East Lake Park Unit 03

East Lake Park Unit One

East Lake Park Unit Three

East Lake Park Unit Two

East North Tampa

East Point Sub

East Suwanee Heights

East Tampa

East Tampa Blocks 1 To 40

East Village

Eastbrook

Eastern Heights

Eastgate Ext

Easton Park Ph 01

Easton Park Ph 03

Easton Park Ph 1

Easton Park Ph 3

Eastridge Preserve Sub

Echo Lake Estates Ph 1

Eden Cove Unit 2

Edgewater At Lake Brandon

Edgewater At Lake Brandon Rep

Edgewater Park

Edgewater Place

Edinborough Sub

Efird Farms

El Portal

El Rancho Petite

Eleve 61

Elizabeth Court

Elliott & Harrison Sub

Emerald Green Villas A Condo

Emerald Oaks

Emerald Pointe Twnhms At Ta

Emerson Sub

Emma Heights

Emory Heights

Empedrado Oaks Twnhms

Empire

Enclave At Boyette

Enclave At Ramble Creek

Enclave At Richmond Place

Englewood

Englewood Eastern Por

Esco Park

Esplanade Of Tampa

Essex Downs

Estates At Jono Ranch

Estates Del Sol Unit 1

Estuary Ph 1 & 4

Estuary Ph 2

Estuary Ph 3

Eureka Rev Map

Evelyn City

Everette Ave Twnhms

Everina Homes 2nd Add

Everina Homes 5th Add

Fair Ground Farms

Fair Oaks South Two A Condomin

Fairburn

Faircrest I Condo

Faircrest Ii

Faircrest Iii A Condo

Fairlawn Estates 1st Add

Fairview Terrace

Fairview Terrace Resub

Fairway Estates At Summerfield

Fairway Lakes Twnhms Ii

Fairway Lakes Twnhms Ii A C

Fairway Palms A Condo

Fairway Ridge

Fairway Ridge Add

Fairway Village

Fairway Villas At Pebble Creek

Fairway Villas At Pebble Creek Village C

Fannypryde

Faulkenburg Heights

Fawn Lake Ph Iii

Fawn Ridge Village C

Fawn Ridge Village E Un 2

Fawn Ridge Village F Un 2

Fern Cliff

Fern Hill

Fiddlers Cove A Condo

Fiishhawk Ranch West Ph 2a/

Firn Acres

Firstpark At Brandon Rep

Fish Hawk Trails

Fish Hawk Trails Un 1 & 2

Fish Hawk Trails Unit 3

Fish Hawk Trails Unit 4 Ph

Fish Hawk Trails Unit 6

Fishers Farms

Fishhawk Chapman Crossing Phas

Fishhawk Office Park Llc

Fishhawk Ranch

Fishhawk Ranch - Preserve

Fishhawk Ranch - West

Fishhawk Ranch 12b Ph 02

Fishhawk Ranch Comm

Fishhawk Ranch Ph 02

Fishhawk Ranch Ph 02 Unit 01

Fishhawk Ranch Ph 02 Unit 02

Fishhawk Ranch Ph 1 Unit 1b1

Fishhawk Ranch Ph 1 Unit 5

Fishhawk Ranch Ph 1 Units 1

Fishhawk Ranch Ph 2 Parcel F Unit 1

Fishhawk Ranch Ph 2 Parcel J

Fishhawk Ranch Ph 2 Prcl

Fishhawk Ranch Ph 2 Prcl A &

Fishhawk Ranch Preserve Ph 2

Fishhawk Ranch Starling

Fishhawk Ranch Towncenter Ph 2b

Fishhawk Ranch Towncenter Phas

Fishhawk Ranch Twnhms Ph

Fishhawk Ranch West

Fishhawk Ranch West Ph 1a

Fishhawk Ranch West Ph 1b/1c

Fishhawk Ranch West Ph 2a/

Fishhawk Ranch West Ph 4a

Fishhawk Ranch West Ph 5

Fishhawk Ranch West Ph 6

Fishhawk Ranch West Phase 3a

Fishhawk Ranch West Phases 3b And 3c

Fishhawk Reserve

Flat Island

Fletchers Mill

Fletchers Point

Flint Lake Estates Sub

Flora Park

Floral Gardens Unit 2

Florence Villa

Florida Garden Lands Rev M

Florida Garden Lands Rev Map

Florida Garden Lands Rev Map O

Florida Townsend Colony

Flowers & Stuart Oak Grove S

Forbes Unit 01

Fords Landing A Condo

Forest Hills Village Ph 2

Forest Manor Unit 2

Forest Park Resub Of Blocks 1

Fort King

Fort King Sub

Fosterville

Four Oaks Farm

Four Winds Estates Unit 2

Four Winds Estates Unit 4

Four Winds Estates Unit Six

Frances Arbor South

Frances Arbor Villas

Francis

Freedom Ridge

Fremont West Twnhms

Frenchs Platted Sub

Gadsden Park

Gallagher Lakes

Galleria

Gandy Blvd Park

Gandy Boulevard Park

Gandy Gardens 03

Gandy Gardens 1

Gandy Gardens 10

Gandy Gardens 2

Gandy Gardens 3

Gandy Gardens 4

Gandy Gardens 5

Gandy Gardens 7

Gandy Manor 2nd Addition

Gandy Manor Add

Gandy Manor Estates

Garden City Rev Map Of

Gardenia Sub

Gardenia Subdivision

Gardner

Garytown

Gaspar On Delaware Twnhms

George Road Estates Un 2

Georgia Park

Ghira

Gibsons Alafia River Estates

Gibsons Artesian Lands Sec 02

Gibsons Artesian Lands Sectio

Gibsonton On Bay Add 05

Gibsonton On The Bay 6th Add

Glen Cove

Glory Path Sites

Gloucester B Condo

Gloucester G Condo

Glovers Sub

Gold Coast Sub

Goldie Park Minor Sub

Golf & Sea Village Unit 01

Golf View Estates

Golf View Park

Golf View Park 11 Page 72

Golf View Place

Golf Villas Of Sun City Center

Golfland Of Tampa's North Side

Golfland Of Tampas North Side

Golfland Park Sub

Golfland Resub

Golfwood Estates

Golfwood Estates Unit 01

Golfwood Estates Unit 05

Gonzales

Gonzalez Simon Sub

Goods Add To Tampa

Graceland

Grand Central At Kennedy Resid

Grand Hampton

Grand Hampton Ph 1a

Grand Hampton Ph 1b-1

Grand Hampton Ph 1b-2

Grand Hampton Ph 1c-1/2a-1

Grand Hampton Ph 1c-2/2a-2

Grand Hampton Ph 4

Grand Hampton Phase 1c-3

Grand Key

Grand Key A Condo

Grand Oak Glen

Grande Estates

Grant Park

Grant Park Add Blk 31-3

Grant Park Add Blocks 36-

Grantham Condo

Gray Gables

Graymont Land Cos Resubdivisi

Great Oaks Minor Sub

Greenbriar Sub Ph 1

Greenbriar Sub Ph 2

Greenbrook Village

Greenmoor Sub 2nd Add

Greenville Resub

Greenville Sub 3

Greggs Sub Of Blocks 4

Griffin

Grove Park Estates

Grove Park Estates Unit 3 R

Grove Park Estates Unit 7

Grove Park Unit I

Grover Estates

Guernsey Estates

Guernsey Estates Add

Gunn Twnhms - Ph 2

H J Watrous 02 Add West Hyde Park

H M Butler

Hagin Lake Beach

Hagle Sub

Haimovitz Resub

Half Moon Lake

Half Moon Tracts

Hallman Estates

Hamilton Park

Hamilton Place A Condo

Hamlin Hill Estates

Hammock Oaks Reserve

Hammocks

Hamners Aloha Acres

Hamners Marjory B First Add

Hamners Sub

Hamners W E Albimar

Hamners W E Forest Acres

Hamners W E Wonderland Acres

Hampshire Park

Hampton Lakes Ph I

Hampton Park Unit 2

Hampton Park Unit 4

Hampton Terrace

Hanan Estates

Hanan Park Unit 2

Hancock Reserve

Hancock Sub

Hankins Suburban Homesites Re

Happy Homes

Harbour House Condo

Harbour Isles Ph 02d

Harbour Isles Ph 1

Harbour Isles Ph 2a/2b/2c

Harbour Isles Ph 2d

Harbour Isles Ph 2e

Harbour Place City Homes A Con

Harbourside At Harbour Island

Hardaman Acres Sub

Harder Oaks

Harrington Place A Condo

Harvest Creek Village

Harvest Field

Haven Estates

Hawk Creek Reserve

Hawks Fern

Hawks Fern Phase 2

Hawks Landing

Hawks Point Ph 1a-1

Hawks Point Ph 1a-2 2nd Prcl

Hawks Point Ph 1b-1

Hawks Point Ph 1c

Hawks Point Ph 1c-1 Pt R

Hawks Point Ph 1c-2 & 1d

Hawks Point Ph 1d-1-Additio

Hawks Point Ph 1d-2

Hawks Point Ph N Twnhms

Hawleys Sub

Hazard Sub

Hazen Court

Heather Lakes Unit 24 Ph 2

Heather Lakes Unit Xxxv

Hellekes Sub

Hemingway Estates Ph 1-A

Henderson Beach

Henderson Road Sub Uni

Henderson Road Sub Unit 4

Henderson Road Sub Unit 5

Hendry & Knights Add

Hendry & Knights Add To

Hendry & Knights Map Of Spa

Hendry Estates Platted Sub

Herchel Heights

Herchel Heights 2nd Addition

Herchel Heights Rev

Heritage Crest

Heritage Harbor

Heritage Harbor Ph 1b

Heritage Harbor Ph 2a & 3

Heritage Harbor Ph 2c

Heritage Harbor Ph 3c

Heritage Harbor Village

Heritage Isles

Heritage Isles Ph 1b

Heritage Isles Ph 1e Unit 1

Heritage Isles Ph 2d

Heritage Isles Ph 2e

Heritage Isles Ph 3a

Heritage Isles Ph 3e Unit 1

Heritage Isles Ph 3e Unit 2

Heritage Isles Phase 1b

Herring M S Sub

Hickory Breeze Sub

Hickory Hill Sub Ph

Hickory Lakes Manor

Hickory Lakes Ph 2

Hickory Woods Ph 1

Hidden Creek At West Lake

Hidden Oaks At Temple Terrace

Hidden Oaks Ph 01

Hidden Oaks Twnhms

Hidden Reserve

Hidden River Twnhms Ph 1

High Pines Sub

High Pines Sub Un 2 Rev

High Point Sub

Highgate Iii Condo

Highland Estates Ph 2a

Highland Estates Ph 2b

Highland Estates Phase 2b

Highland Grove Estates

Highland Park Ph 1

Highland Park Prcl N

Highland Pines Rev

Highland Ridge Unit 1

Highland Ridge Unit 2

Highlands At Hunters Green A Condo

Highview Terrace Subdivision

Hilda's Heavenly Haven

Hillandale Reserve Ph 1

Hillcrest

Hilldale Heights Of Brandon

Hillsboro Heights Map

Hillsboro Heights Map South

Hillsboro Highlands Map

Hillsborough River Estates

Hillside

Hillside Unit 06

Hixon Preserve

Hobbs Road Sub

Holdens Simms Resub Of

Holley Heights Unit 01

Hollomans J J

Holloway Creek

Holloway Plantation

Holly Park Unit 1

Homeland Park

Homelands

Homestead Rev Map

Hopewell Gardens

Hounds Hollow

Howell Park Condo

Huntcliff Subdivision

Hunters Cove Unit 1

Hunters Green

Hunters Green Ph 1b 02

Hunters Green Prcl 13

Hunters Green Prcl 14a Phas

Hunters Green Prcl 14b Phas

Hunters Green Prcl 17b Ph 1b/

Hunters Green Prcl 19 Ph

Hunters Green Prcl 21

Hunters Green Prcl 22a Ph I

Hunters Green Prcl 3

Hunters Green Prcl 7

Hunters Run

Hyde Park

Hyde Park House

Hyde Park Towers A Condo

Hyde Park Walk A Condo

Hyde Park West

Idle Grove Park Unit 1 Corr

Idlewild On The Hillsborough

Idlewild On The Hillsborough N 52 Ft Of Lot 3 Bloc

Idlewood Condo Ph 2

Indian Head Sub

Indian Hills

Indian Lakes

Indian Mound Estates

Inglewood Park Add

Inglewood Park Add 2

Inglewood Park Add 4

Inlet Shore At Westshore Marina District

Innfields

Interbay

Interdonato Place

Inverness Condo

Island Cay Ph 2

Island Chateau A Condo

Island Place A Condo

Island Resort At Mariners Club

Island Resort At Mariners Club Bahia Beach

Island Walk A Condo

J J Cullaro Acres

J T Lesleys Add

J-R Manor

Jacks D F Add To West Ta

Jackson Square Twnhms

Jean Place

Jefferson Estates

John H Drews

John H Drews First Ext

Jones B U

Judy Road Estates

K-Bar

K-Bar Ranch

K-Bar Ranch Parcel O

K-Bar Ranch Prcl O

K-Bar Ranch Prcl Q Ph 1

K-Bar Ranch Prcl Q Ph 2

K-Bar Ranch Villas At Hawk Valley

K-Bar Villas At Hawk Valley

Kelkath Estates

Kell Estates

Kelloggs

Kemerton Place

Kennedy Hill Sub

Kenny K Sub Unit 1

Kenny K Sub Unit 2

Kensington Condo

Kentwood Park

Keys At Harbour Island

Keystone Crossings

Keystone Manors

Keystone Park

Keystone Park Colony

Keystone Park Colony Sub

Keystone Reserve Sub

Keystone Shores Estates

Kim Acres

Kimberly Park Sub

Kinard Cove Platted Subdivisio

King Lake Phase 2

Kings Forest

Kings Lake Ph 1a

Kings Lake Ph 2b

Kings Lake Ph 3

Kings Lake Twnhms

Kings Mill

Kings Mill Ph 02

Kings Mill Ph Ii

Kings Village

Kingsport Twnhms

Kingsway Downs Unit One

Kingsway Estates

Kingsway Estates South

Kingsway Oaks Ph 01

Kingsway Oaks Unit 02

Kingsway Ph 01

Kingsway Ph 2

Kingsway Poultry Colony Unit 01

Kirby Creek

Kirkland Acres

Knollwood Rev Map Of Blk

Knowles Sub To West Ta

Krebs Sub

Krentel Park

Kromers Sub

La Carbayera

La Collina Ph 1a

La Collina Ph 1b

La Paloma

La Paloma Village Unit 1

La Paloma Village Unit 2 Ph

Ladera

Lago Vista

Lago Whispers

Lake Armistead Estates

Lake Brandon Prcl 113

Lake Brandon Twnhms 114-A

Lake Carroll Cove

Lake Carroll Grove Estates

Lake Carroll Grove Estates Sub

Lake Chapman

Lake Charles

Lake Crest Manor

Lake Egypt Estates

Lake Ellen Grove Sub

Lake Ellen Landings Ii A Condominium

Lake Fantasia Platted Sub

Lake Forest Unit 2

Lake Fuller Estates Ph Ii

Lake Hanna Preserve

Lake Helen Estates

Lake Keen Sub Unit

Lake Magdalene Manors

Lake Magdalene Woods

Lake Maurine Sub

Lake Maurine Sub Add

Lake Robles

Lake St Charles Un 13 & 14

Lake St Charles Unit 11

Lake St Charles Unit 12

Lake St Charles Unit 15

Lake St Charles Unit 7

Lake St Charles Unit 8

Lake St Clair Ph 1-2

Lake St Clair Phase 3

Lake Toscana

Lake Valrico Sub Unit 1 Rev

Lake Weeks Ph 1

Lake Weeks Ph 2 & 3

Lakemont Hills Ph I

Lakemont Unit 4a

Lakes Of Wellington Ph 01

Lakes Of Wellington Ph I

Lakeshore

Lakeshore Ph 2

Lakeshore Preserve

Lakeside Point

Lakeside Terrace

Lakeview At Calusa Trace

Lakeview At Citrus Park

Lakeview Village Sec D Uni

Lakeview Village Sec F

Lakeview Village Sec L Uni

Lakeview Village Sec M

Lakewood Manor

Lakewood Ridge Twnhms

Lancaster I Condo

Lancaster Ii Condo

Lancaster Iii Condo

Land Lackey Estates Unit 1

Land Lackey Estates Unit 2

Landcraft Deleon Twnhms

Lane Acres

Lane Farms Sub

Langs Addition To Golf View Estates

Langshire Village Ph 01

Lariscy Acres

Larrie Ellen Park

Las Brisas

Las Palmas De Ybor A Condomini

Las Ybor City Homes A Condomin

Laurel Terrace

Lawrence Platted Sub

Lazy Lane Estates

Le Clare Shores

Lee Coml Grove

Lee Comm Groves

Legacy Park Twnhms

Legacy Ridge

Leighton Place

Lesleys

Lesleys J T Add

Lexus Land

Liberty Oaks

Lillie Estates

Lillie Estates Unit A

Limona Park Association

Lincoln Park

Lincoln Park South

Lincolnwood Estates

Linebaugh Estates Lot 81

Lithia Estates

Lithia Pines

Lithia Ranch Ph 2

Lithia Ridge Ph 02

Little Alafia Creek Estates

Little Bit Manor

Little Cuba

Little Manatee River Estates

Live Oak Preserve

Live Oak Preserve 2c Villages

Live Oak Preserve Ph 1b Village

Live Oak Preserve Ph 1c Village

Live Oak Preserve Ph 1e Village

Live Oak Preserve Ph 2a-Villag

Live Oak Preserve Ph 2a-Villages 9 10 11 & 14

Live Oak Preserve Ph 2b Villages 12 And 15

Live Oak Preserve Ph 2b-Vil

Live Oak Preserve Phase 1b Villages

Live Oak Preserve Phase 2b-Villages 12 And 15

Livingston Acres

Livingston Ave Estates

Livingston Unit Iv

Loch Devon Estates

Lochmere

Lochmere Sub

Lochmere Subdivision

Logan Gate Village Unit 1

Logans Park

Lone Pine Sub

Lorene Terrace

Lorraine Estates

Lost River Preserve Ph 02

Lost River Preserve Ph 2

Lost River Preserve Phase 2

Lost River Preserve Phase 2 Lot 2 Block 5

Lucaya Lake Club

Lucaya Lake Club Ph 1a

Lucaya Lake Club Ph 2a

Lucaya Lake Club Ph 2f

Lucaya Lake Club Twnhms Pha

Lucaya Lake Club Twnhms Phase 1

Lukes Sub

Lumsden Pointe Ph 1

Lumsden Pointe Phase 1 Lot 9 Block E

Lykes H T Sub

Lyndhurst Condo

Lynwood

Lynwood Park

Lyons

Mac Dill Heights

Mac Dill Park Unit 3

Mac Farlane Park

Mac Farlanes Rev Map Of Add

Mac Farlanes Rev Map Of Additi

Mac Farlanes Rev Map Of Adds West Tam

Macdill Estates Rev

Mackmay Sub

Madigan Park Sub

Madison Indust Park

Madison Park South

Madrid Rev

Magdalene Reserve

Magdalene Reserve 2

Magnolia Beach Unit 01

Magnolia Chase

Magnolia Green Ph 2

Magnolia Park

Magnolia Park Central Ph A

Magnolia Park Central Ph B

Magnolia Park Northeast Prcl

Magnolia Park Northeast Reside

Magnolia Park Southeast B

Magnolia Park Southeast D

Magnolia Park Southwest G

Magnolia Trails

Mallory Square A Condo

Manchester 1 Condo Ph

Manchester 1 Condominium Phase C

Manchester Iii Condo

Manchester Iii Condo Pha

Manchester Iv Condo

Mandarin Lakes

Mandolin Ph 1

Mango

Mango Groves Unit 2

Mango Hills

Mango Hills Add 1

Manhattan Manor 03

Manhattan Manor 3

Manhattan Manor Rev

Manhattan Palms Condo

Manhattan Park

Manhattan Terrace

Manhattan-Humphrey Twnhms U

Mannhurst Oak Manors

Manor Heights

Manor Hills Sub

Manor Oaks Sub

Manors At White Trout Lake

Manors/Forest Glen

Marbella Terrace Twnhms

Margaret Anne 2nd Revision

Margaret Anne Sub Revi

Marietta

Marina Village

Mariner Cay A Condo

Mariner Estates

Mariners Cay

Marsh Pointe

Martin Estates Minor Sub

Martindale Tourist Park

Martindales Sub

Maryland Manor 2nd Unit

Maryland Manor Rev

Mason Oaks

Masons Subdivision

Mathews Add To Seffner

Mattie

Maxwell Acres

Mayday Oaks

Mays Add

Mc Clung Berry Sub 2

Mc Davids East Seminole Subdi

Mc Knights Sub

Mcelroy Avenue Townhomes

Mcgrath Platted Sub

Mcintosh Groves

Mcintosh Oaks

Meadow By Lake Leta

Meadowbrook

Meadowbrooke At Summerfield Un

Meadowglen

Meadowgrove

Meadowlark Manor Condo

Meadowood Condo Village

Meadowood Oaks

Meadowood Village 9 Of Meadowo

Mecca City

Medford Lakes Ph 1

Medford Lakes Ph 2a

Melouga Preserve

Melville Twnhms

Mendels Resub

Mendels Resub Of Bloc

Merriams

Mia Bella

Michigan Heights

Midway Gardens

Midway Heights

Midwest Sub

Midwest Sub Corr

Mills Bayou

Minor Surv

Mira Lago

Mira Lago West

Mira Lago West Ph 01

Mira Lago West Ph 1

Mira Lago West Ph 2a

Mira Lago West Ph 2b

Mira Lago West Ph 3

Mirabay

Mirabay Parcel 5b

Mirabay Parcels 21 & 23

Mirabay Ph 1a

Mirabay Ph 1b-1 2a-1 3b-1

Mirabay Ph 1b-1/2a-1/3b-1

Mirabay Ph 1b-2

Mirabay Ph 2a-2

Mirabay Ph 2a-3

Mirabay Ph 2a-4

Mirabay Ph 3a-1

Mirabay Ph 3b-2

Mirabay Ph 3c-1

Mirabay Ph 3c-2

Mirabay Ph 3c-3

Mirabay Phase 1b-12a-13b-1

Mirabay Prcl 22

Mirabay Prcl 5b

Miranda

Missouri Park

Misty Glen

Misty Ridge Sub

Mobilaire

Molly Cannon Sub

Monaco Gardens Unit One

Montana City

Montana Heights

Monte Carlo Towers A Condomini

Montero Village

Montreaux Ph 1

Montreux Ph 01

Moore's Sub Of Part Of Gov Lot 1 Section

Moores Sub

Moores Sub Of Pt Of

Mora Sub

Mora Subdivision

Morales Platted

Moran Groves

Morey Heights

Morganwoods Garden Hms Un 3

Morningside

Morrison Grove Sub

Moss Landing Ph 3

Mustique Bay

N Hyde Park/Soho Area

N/A

Nantucket I Condo Ph

Nantucket Iii

Nantucket V Condo

Nassau Pt Th Heritage Is Ph 1

Native Woods

Nature Terrace Twnhms

Near Bay Sub

Nebraska Ave Heights

Nebraska East Rev Map Of

Nebraska Heights

Nebraska Heights South

Nelms Heights

Nelms Sub

Nelms Subdivision

Nesmith Country Estates

Netherland

Netherland Subdivision

New Suburb Beautiful

New Triad Twnhms Of Carroll

Newnan Sub

Nine Eagles Unit One Sec I

Norma Park Sub

Normandee Heights

Norris Sub

North Bay Village Condo

North Blvd Sub

North Bon Air

North Campobello

North End Terrace

North Hill Sub

North Lakes Sec B Unit

North Lakes Sec F Unit 3

North Lakes Section G

North New Sub

North New Suburb Beautiful

North Park

North Park Annex

North Pointe Unit Ii

North Pointe Unit Iii

North Ridge Estates

North Tampa Acreage

North Tampa Heights

North Tampa Land Cos

Northbridge At Lake Pretty

Northdale Golf Clb Sec D Un 2

Northdale Sec A Unit 1

Northdale Sec A Unit 2

Northdale Sec A Unit 3

Northdale Sec A Unit 4

Northdale Sec B Unit 2

Northdale Sec B Unit 6

Northdale Sec B Unit I

Northdale Sec C Unit 01

Northdale Sec E Unit 5

Northdale Sec E Unit I

Northdale Sec F Unit 2

Northdale Sec G Unit 3

Northdale Sec L

Northdale Section B Unit 1 Lot 4 Block 12

Northgate

Northgate Ph 2

Northlake Village

Northlake Village Lot 22

Northpointe At Bayshore

Northview Terrace Sub

Oak Bridge Run A Condo

Oak Creek Prcl 1a

Oak Creek Prcl 1b

Oak Creek Prcl 1c-1

Oak Creek Prcl 1c-2

Oak Creek Prcl 2 Unit 2a

Oak Creek Prcl 2 Unit 2b

Oak Creek Prcl 3

Oak Creek Prcl 8 Ph 1

Oak Creek Prcl H-H

Oak Forest Sub

Oak Glen Sub

Oak Grove Sub Unit 1

Oak Heights

Oak Hill

Oak Knoll

Oak Knoll A Condo

Oak Park Heights

Oak Reserve

Oak Ridge Terrace

Oak Terrace Rev Of

Oakbriar

Oakdale Riverview Estates Unit

Oakellar

Oakellars

Oakhaven

Oakland Hills

Oakland Park Corr Map

Oakley Green Condo

Oaklyn

Oakmont Park

Oakmont Reserve Ph 1

Oaks At Riverview

Oaks At Shady Creek Ph 1

Oaks At Valrico

Oaks At Valrico Ph 2

Oaks At Valrico Phase 2

Oakview Estates Ph 01

Oakview Estates Ph Three

Oakwood Forest Sub

Oakwood Reserve

Oakwood Terrace Twnhms Phas

Oakwood Villa

Ohio Colony Companys Add

Oks Crenshaw Acres

Old Memorial Sub Ph

Old Memorial Sub Ph 2

Old Seminole Heights, N Of Hanna, E Of I-75

Oldsmar Farm 04

Oldsmar Farm Plat 4 30 28 17 Lot 16

Omar Sub

Orange Court Sub

Orange Grove Estates

Orange Hill Heights West

Orange Villa

Orangewood Manor

Orens Acres

Oriole

Oryans Pt On Half Moon Lake

Osborne Ave Sub

Oscawana A Resub Of Bl

Oscawana Blocks 1 Thru 6

Osprey Lakes

Osprey Landing

Osprey Run Twnhms Ph 1

Osprey Run Twnhms Ph 1a

Oxford Place At Tampa Palms

Oxford Place At Tampa Palms A

Oxford Place At Tampa Palms A Condo

Packwood

Paddock Manor

Palm Bay Ph 1

Palm Grove

Palm Ranch Town Homes

Palm Ranch Townhomes

Palm River Twnhms Ph 1

Palm River Village

Palm Sub Rev Map

Palm Sub Revised Map

Palma Ceia Area W Of Macdill

Palma Ceia Gardens Condo

Palma Ceia Park

Palma Ceia Pines

Palma Vista At Tampa Palms

Palmera Pointe

Palmetto Cove

Palms Of Beach Park A Condo

Panther Trace

Panther Trace Ph 02a-2 Un 01

Panther Trace Ph 1 Townhome

Panther Trace Ph 1a

Panther Trace Ph 1b/1c

Panther Trace Ph 2a-1

Panther Trace Ph 2a-2 Unit

Panther Trace Ph 2b-3

Par Meadows Platted

Paradise Oaks

Park Brook Of Citrus Park

Park City 2nd Sec

Park Comm Sub

Park Creek Ph 1b

Park Creek Ph 4b

Park Crk Ph 1b

Park Crk Ph 4b

Park Place

Park Place Add

Parkbrook Of Citrus Park

Parkcrest Harbour Island Condo

Parkdale

Parkland Estates

Parkland Estates Rev

Parkside Village

Parkview Estates Rev

Parkway Bus Center At Oak Creek Prcl 05

Parkway Center Single Family P

Parkway Estates

Parkwood Manor

Parnell's Subdivision

Parnells Sub

Parrish Sub

Parrish Subdivision

Parsons Pointe Ph 1unit B

Parsons Pointe Ph 2 Unit A

Parsons Woods Ph 2

Partrick & Sweet Sub

Pat Acres 1st Add

Patsy Acres

Paula Drive Professional Condo

Peace River

Pebble Creek Condo Villa

Pebble Creek Village 8

Pebble Creek Village Unit 2

Pebble Creek Village Unit 5

Pebble Creek Village Unit No 5

Pebble Creek Villg Unit 13

Pebblebrook

Peddy & Hackney Sub

Pelican Island Unit 2

Pelican Point

Pemberton Creek Sub Se

Pena Surv

Peninsula Heights

Peppermill At Providence Lakes

Peppermill Ii At Providence La

Pershing Park

Peru Sub

Phipps Platted

Picadilly

Picnic Acres

Pierce Sub

Pietro Residence Resub

Pine Crest Manor Unit 2

Pine Crest Villa Add 4

Pine Crest Villa Add 5

Pine Crest Villa Addition No 4

Pine Grove Reserve

Pine Lake Sec B Unit One

Pine Lawn Terrace

Pine Meadows Sub

Pinebrooke Bus Park Ph

Pinecrest Villa

Pinecrest Villa Add 2

Pinecrest Villa Add 3

Pinehurst North

Pinehurst Park

Pinelake Office Park A Condomi

Piney Oaks Estates Ph One

Piney Woods Add

Pizzolato & Manicchia

Place At Channelside

Place At Channelside A Con

Place At Channelside A Condo

Place One A Condo

Plant City Rev Map

Plantation

Plantation Oaks

Plaza Harbour Island A Condo

Pocket 84 Minor

Poinsettia Park

Poinsettia Place

Poinsettia Village

Point Heron

Pond Eddy Sub

Pond Eddy Sub Unit 2

Pons Map

Poplin Acres

Port Royal At Harbour Island Ph 01

Port Tampa City

Port Tampa City Map

Port Tampa Communities Sub

Portsmith Condo

Post Office Plaza

Post Shores

Powells Add

Prescott & Fitzgeralds 1st A

Preserve At Fishhawk Ranch Pahse 1

Preserve At Riverview

Presidential Manor

Princess Park 1

Princess Park No 1

Princeton A Condo

Progreso

Progress Village Unit 01

Progress Village Unit 1

Progress Village Unit 2

Prospect Place

Provence Twnhms At Waterchase

Providence Lakes Prcl P

Providence Lakes Unit 1

Providence Lakes Unit Iv Ph

Providence Reserve

Providence Twnhms Ph 1

Providence Twnhms Ph 3

Quail Run

Quail Run Ph Iv A Condo

Quail Run Ph V A Condo

Quail Run Ph Vii A Condo

Quarter At Ybor

R & J

Radison 01 Condo

Raintree Manor Homes Condomini

Raintree Terrace Sub W

Raintree Village Condo N

Ralston Beach Manor Unit 3

Ranch Lands

Ranch Road Groves

Ranch Road Groves Unit 1b 2a

Ranch Road Groves Unit 2b

Randalls Add

Randalls Rev Sub

Rankin & Dekle

Rau Acres Unit 01

Raulerson Estates North

Ravinia Ph 1

Ravinia Ph 2

Reflections Ph 1

Regency Cove A Cooperative

Rego Palms

Reina Victoria

Reolds Farm 01

Reolds Frm Plt 1 19 20 29

Replat Of Bellefonte

Reserve At Paradera Ph 3

Reserve At Pradera Ph 1a

Reserve At Pradera Ph 1b

Reserve At Pradera Phase 1a

Reserve At Pradera Phase 1b

Reserve At Pradera Phase 3

Reserve At South Fork

Reserve Athampton Lakes

Retreat At Carrollwood

Revised Of Rodney Johnson

Reynoldswood

Rhoades Wood Acres

Rice Creek Estates

Richardsons Village Subdivisi

Richmond Place Ph 1

Richmond Place Ph 4

Ridge Crest Sub Unit 3

Ridgeland

Ridgeland Ranch Sub Rev Map Of

Ridgewood Estates

Rini Ranch

Rio Altos

Rio Vista

River Bend Ph 1a

River Bend Ph 1b

River Bend Ph 3a

River Bend Ph 4b

River Forest Estates

River Grove Estates Add

River Grove Estates Second Add

River Haven Estates Subdivisio

River Hills

River Hills / Fairway 01

River Hills / Fairway One

River Hills Country Club Parce

River Hills Country Club Ph

River Hills Country Club Ph 01

River Hills/Fairway One

River Oaks Condo I

River Rapids Sub

River Ridge Reserve

River Run Unit Ii

River Walk

Riverbend Manor

Riverbend Sub

Riverbend West Ph 1

Riverbend West Ph 2

Rivercrest

Rivercrest Ph 1a

Rivercrest Ph 1b1

Rivercrest Ph 2 Prcl K An

Rivercrest Ph 2 Prcl N

Rivercrest Ph 2 Prcl O An

Rivercrest Ph 2b1

Rivercrest Ph 2b2/2c

Riverdale Sub Ph 3a

Riverglen Unit 2

Riverglen Units 5 6 & 7 Phas

Riverleaf At Bloomingdale

Riverleaf At Bloomingdale Lot 33

Riverplace Sub

Riverranch Preserve

Riverranch Preserve Ph 3

Rivershores

Riverside Bluffs

Riverside Estates

Riverside Estates 14 Page

Riverside First Add

Riverside North

Riverview Heights

Riverview Lakes

Riverview Meadows Ph 2

Riverview Meadows Phase1a

Riverwalk At Waterside Island

Riverwoods Hammock

Roberts Horatio N

Robinson Farms

Robles Heights

Robles Sub

Robles Sub 2

Rockpointe Patio Homes

Rocky Creek Estates

Rocky Point Village Unit 4

Rocky River Sites

Rolling Green Village

Rolling Meadows

Rose Sub

Rosebury Park

Rosedale

Rosedale North

Rosemount Village Unit Ii

Rosemount Village Unit Iii

Ross & Randalls Add To

Rouths Egypt Lake Homesites

Rubensteins Sub

Rubensteins Sub Revis

Ruskin City Map

Ruskin City Map Of

Ruskin Colony Farms

Ruskin Colony Farms 1st Extens

Ruskin Colony Farms 2nd Extens

Ruskin Colony Farms 3rd Add

Ruskin Colony Farms First Extention

Ruskin Inlet

Ruskin Tomato Farms

S And W Of Plant City/Walden Lake Area

Sabal Indust Park Ph 02 Rep

Sabal Key Unit 2

Sagamore Trace

Sagebrook

Sailport Resort Condo On

Sailport Resort Condo On Bay Ph

Salmon Sub

Samples E E Sub

San Marco Twnhms

San Marino Bay Condo 06

San Marino Bay Condo 3

San Marino Bay Condo 4

San Marino Bay Condominium Association 7 Phase 3

San Orludo

Sanctuary At Carrollwood

Sanctuary On Livingston

Sanctuary On Livingston Ph

Sanctuary On Livingston Ph 03

Sanctuary On Livingston Ph 05

Sanctuary On Livingstone Ph

Sanctuary On Livingstone Ph Ii

Sanctuary Ph 1

Sanctuary Ph 3

Sand Ridge Estates

Sanson Park Unit 2

Sapphire Lake Ranchitos

Savannah Landings Twnhms

Savannah Trace I A Condom

Saylor Estates

Saylor Ranch

Scarboro Minor

Schneider

Schooner Cove A Condo Ph 16

Schooner Cove A Condo Ph 35

Se Valrico & Lumsden N Of Durant Rd

Seabron Sub

Seddon Cove A Condo

Seddon Cove A Condo Phas

Seffner

Seffner Ridge Estates Unit

Seivers Sub

Sellhorn Surv For A Minor

Seminole Crest Add

Seminole Heights North

Seminole Heights South East

Seminole Lake Estates

Senours J F Resub

Sereno

Settlers Pointe Sec A Un 3

Seven Palms Twnhs

Seville Apts A Condomini

Shadow Run

Shadow Run Unit 1

Shadow Run Unit 2

Shady Creek Preserve Ph 1

Shady Lake Shores

Shagos Bay

Shangri La Ii Sub Phas

Shell Point 1st Add To

Shell Point Rd

Sheridan Sub

Sheridan Woods A Condo

Sheron Lee Estates

Sherwood

Shoals

Shore Colony Condo

Sico Sub

Sidney Highlands

Siena Villas At Beach Park A C

Silvan Sub

Silver Bluff Estates Subdivisi

Silver Forrest

Silver Lake Estates

Simmons Crystal Lake

Sito Sub

Skypoint A

Skypoint A Condo

Small Farms

Smith Viola

Smith Viola Rev Map

Snows Add Unit 1

Solitude Platted

Somerset Park A Condo

Somerset Tr A-1

Somerset Tr A-2

Somerset Tr C

Somerset Tr E

Sonoma Heights

South Bay Lakes Unit 1

South Bay Lakes Unit 2

South Brandon Area N Of Lumsden

South Cove Ph 1

South Cove Sub Ph 4

South Fork

South Fork #L Ph 1

South Fork #L Ph 2

South Fork Barrington

South Fork Tr L Ph 1

South Fork Tr M

South Fork Tr N

South Fork Tr O Ph 1

South Fork Tr P Ph 1a &

South Fork Tr Q Ph 1

South Fork Unit 1

South Fork Unit 10

South Fork Unit 11

South Fork Unit 2

South Fork Unit 3

South Fork Unit 4

South Fork Unit 5

South Fork Unit 6

South Fork Unit 8

South Fork Unit 9

South Fork- Barrington

South Hampton

South Hillsborough Commerce Ce

South Lake Shores

South Plant City Farms

South Pointe Ph 2a 2b

South Pointe Ph 5

South Pointe Ph 6

South Tampa Sub

South Tampa Villa Sites

South Westshore Twnhms

Southampton Ii Condo

Southern Acres

Southern Comfort Homes Unit

Southfork

Southfork Lakes

Southgate

Southgate North Side Country Club Area Unit 01

Southgate Phase1/2

Southgreen Sub

Southland

Southport

Southshore Bay

Southshore Falls

Southshore Falls Ph 02

Southshore Falls Ph 1

Southshore Falls Ph 2

Southshore Yacht Club

Southwood Estates

Sparkman Heights

Speedway Park Unit 2

Sperry Grove Estates Rev P

Spicola Prcl At Heritage Isl

Spillers Sub

Spinnaker Cove Ph I Sec

Spinnaker Cove Townhomes

Spinnaker Cove Twnhms

Spitler Park Unit 1

Spring Hill Add Corr

Spring Hill Sub

Springfield Sub

Spyglass At River Bend

St Andrews At Eagles Unit 2-A

St Andrews At The Eagles Un 1

St Charles Place Ph 1

St Cloud Landings

Stanford Estates

Starling At Fishhawk Ph 1b-2

Starling At Fishhawk Ph 2c-1

Starling At Fishhawk Ranch

Starling Oaks

State Hwy Farms

Steeplechase

Sterling Ranch Unts 7 8 & 9

Stevensons Add

Stillwater Ph 01

Stillwater Ph 02

Stillwater Ph 1

Stockwell Platted

Stone Hedge Sub

Stonebrier

Stonebrier Ph 1

Stonebrier Ph 2a-Partial Re

Stonehedge

Stonelake Ranch

Stonelake Ranch - Ph 4

Stonelake Ranch Ph 01

Stonelake Ranch Ph 02

Stonelake Ranch Ph 1

Stonelake Ranch Ph 1 Partial Replat 3

Stonelake Ranch Ph 2

Stonelake Ranch Ph 3

Stonelake Ranch Ph B-4 B-5 C

Stoneridge

Stonewood Sub

Stoney Point Sub

Stoney Point Subdivision A Replat

Stovall On Bayshore Condo

Strathmore

Strawberry Square A Cooperative

Strawberry Terrace South

Stuart Grove

Stuart Grove Rev Plan Of

Suarez Sub Unit 2

Subdivision Of The E 2804 Ft Of Gov Lots 2 And 3

Subdivision Of Tracts 11 & 1

Suburb Royal

Sugarwood Grove

Sulphur Spgs

Sulphur Spgs Add

Sulphur Springs Add

Sultana Glade

Summer Gate Townhomes

Summer Spgs

Summerfield Crossings

Summerfield Crossings Village

Summerfield Village

Summerfield Village 01 Tr 11 Ph 03 04

Summerfield Village 01 Tr 27 Ph 03

Summerfield Village 1 Tr 10

Summerfield Village 1 Tr 11

Summerfield Village 1 Tr 17

Summerfield Village 1 Tr 2

Summerfield Village 1 Tr 21

Summerfield Village 1 Tr 26

Summerfield Village 1 Tr 28

Summerfield Village 1 Tr 32

Summerfield Village 1 Tr 7

Summerfield Village 1 Tract 18

Summerfield Village I Tr 27

Summerfield Village I Tr 30

Summerfield Village Ii Tr 3

Summerfield Villg 1 Trct 18

Summerfield Villg 1 Trct 9a

Summerset At Southfork

Summerview Oaks Sub

Summerwood At Oak Creek

Sun City Center Phase Ii

Sun City Center Siena 2b

Sun City Center Unit 150 Ph

Sun City Center Unit 154

Sun City Center Unit 155 Phase

Sun City Center Unit 157

Sun City Center Unit 158 Ph

Sun City Center Unit 162 Ph

Sun City Center Unit 163

Sun City Center Unit 186

Sun City Center Unit 251

Sun City Center Unit 253 Ph 02

Sun City Center Unit 255

Sun City Center Unit 257 Ph

Sun City Center Unit 260

Sun City Center Unit 262 Ph 01

Sun City Center Unit 263

Sun City Center Unit 267

Sun City Center Unit 270

Sun City Center Unit 274 & 2

Sun City Center Unit 274 & 275 Lot 40 Block 4

Sun City Center Unit 274 And 275

Sun City Center Unit 277 Ph

Sun City Center Unit 277 Ph 11 Lot 27

Sun City Center Unit 32

Sun City Center Unit 32b

Sun City Center Unit 35

Sun City Center Unit 40

Sun City Center Unit 44 A

Sun City Center Unit 45

Sun City Center Unit 45 1st Ad

Sun City Center Unit 46

Sun City Center Unit 47

Sun City Center Unit 48

Sun City Center Unit 49

Sun City Center Unit 52

Sun City Ross Add

Sun Lakes Sub

Sundance

Sundance Trails Ph 1a & 1b

Sundance Trails Ph Iia Iib

Sundance Unit 03

Sundance Unit 04

Sundance Unit 4

Sunridge Of Tampa Bay A Condo

Sunridge Of Tampa Bay A Condom

Sunrise Villas Of Tampa

Sunset Bay Twnhms

Sunset Lane Park Sub

Sunset Park

Sunset Park Isles Un 4

Sunset Park Isles Unit 04

Sunset Park Isles Unit 3

Sunset Park Isles Unit 4

Sunset Park Isles Unit 5

Sunset Preserve

Sunshine Village

Sunshine Village Ph 1b-2

Sunshine Village Ph 2

Surfside Estates Ph 1 Minor

Susan Sanders Sub

Sutton Estates

Suwanee Heights

Swan Cove

Sweetwater Oaks Ii A Condominium

Sweetwater Sub

Sydney Oaks

Sylvan Crossing

Symphony Isles Unit 01

Symphony Isles Unit 05

Symphony Isles Unit Five

Symphony Isles Unit One

Symphony Isles Unit Three

Symphony Isles Unit Two

Syrup Kettle

Takomah Trail Sub Repl

Talavera

Talavera Subdivision

Tall Pines First Add

Tampa Gardens

Tampa Overlook

Tampa Palms 2 B Unit 1

Tampa Palms 2c Unit 2

Tampa Palms 4a Unit 01

Tampa Palms 4a Unit 1

Tampa Palms 5c Unit 1

Tampa Palms Area 02 Unit 7d

Tampa Palms Area 04

Tampa Palms Area 2 5c Unit 2a

Tampa Palms Area 2 7e Unit 2

Tampa Palms Area 2 Unit 5b

Tampa Palms Area 3 Prcl 38

Tampa Palms Area 3 Prcl 39

Tampa Palms Area 4 Parcel 16

Tampa Palms Area 4 Parcel 21 Replat

Tampa Palms Area 4 Prcl 20

Tampa Palms Area 4 Prcl 21 R

Tampa Palms Unit 1b

Tampa Palms Unit 3b A Rep

Tampa Palms- Stafford Place

Tampa Shores 1 Un 1 Rep

Tampa Shores Inc #1 Un 1a Rep

Tampa Shores Inc 1 Unit 2

Tampa Shores Inc 1 Unit 3

Tampa Shores Unit 7

Tampa Technology Park West Prcl

Tampa Tourist Club

Tampa Villas South Unit 1

Tampa's North Side Country Club Area Unit No 1

Tampas North Side Cntry Cl

Tampas North Side Country Clu

Tampas North Side Country Club Area Unit

Tampas Northside Country Club

Tangerine Hill

Tanglewood Preserve

Tanglewood Preserve Ph 2

Tanner Place

Tarramor

Temple Crest

Temple Crest Unit 01

Temple Crest Unit 03

Temple Crest Unit 1

Temple Crest Unit 3

Temple Park Unit 2

Temple Park Unit 9

Temple Terrace Area West

Temple Terrace Estates

Temple Terrace Estates Rep

Temple Terrace Estates Sec 22

Temple Terrace Gardens 3

Temple Terrace Hills

Temple Terraces

Temple Valley Estates Sub

Terra Nova Rev Map

Terrace Gables

Terrace Highlands

Terrace Oaks Twnhms

Terrace Palms Condo

Terrace Palms Condos

Terrace Park Sub

Terrace Park Sub Unit

Terrace Park Unit 4

Terrace Park Unit 5 Rev

Terrace River Ph 2

Terrace Village

Terry Park

Terry Park Ext

Tevalo Hills Unit 1

The Alagon On Bayshore A Condo

The Carlisle Club

The Condomin F Sunset Park

The Depot Platted Sub

The District

The Dryden Estates

The Eagles

The Estates At Bullfrog Creek

The Estates At White Trout Lak

The Exchange At Westshore

The Falls At New Tampa A Condo

The Grand Reserve Condo

The Grandview A Condo

The Greens Of Townn Country

The Hammock Ii Unrec Sub

The Hamptons At Brandon A Condo

The Highlands At Hunter's Gree

The Highlands At Hunter's Green

The Highlands At Hunters Gree

The Highlands At Hunters Green

The Knolls Of Kings Point Ii A

The Knolls Of Kings Point Phas

The Lakes At Van Dyke Farms

The Landings Of Tampa A Condom

The Lofts

The Lofts Condo

The Madison At Soho Ii Condo

The Manors At Crystal Lakes

The Manors At White Trout Lake

The Marina Club Of Tampa A Con

The Marina Club Of Tampa Build

The Meridian

The Oaks

The Oaks At Busch

The Oaks Unit 1 A Condo

The Orchids At Cypress Creek

The Paddocks At Van Dyke Farm

The Park On Bayshore

The Pinnacle Apartments A Cond

The Pinnacle Apts A Condo

The Place At Channelside A Con

The Plaza Harbour Island A Con

The Preserve At South Tampa A

The Promenade At Lake Park

The Promenade Twnhms At Wes

The Quarter At Ybor

The Reserve Of Old Tampa Bay

The Retreat

The Sanctuary

The Sanctuary At Carrollwood

The Stovall On Bayshore Condom

The Tampa Racquet Club A Condo

The Towers At Carrollwood Vill

The Twnhms At Kensington Ph

The Valencia In Old Hyde Park

The Villas At Twin Lakes

The Villas Condo

The Vineyard A Condo

The Ybor City Bus Condo

Thelma Varn Chapman Acres

Theresa Arbor

Thomas D L Sub

Thomas J S

Thomas S P Add

Thomas Wayne Sub

Thousand Oaks Executive Estate

Tiki Bay Condo

Tilsen Manor Blks 2 3 4 5 6 8

Timber Creek

Timber Pond Sub Unit 2

Timberlane Sub Unit 3a

Timberlane Sub Unit 4

Timberlane Sub Unit 7b

Timberlane Subdivision Unit No 7a

Tiverton

Tomberlin Groves

Tomlinson Acres

Tomlinsons Acres Platted

Top Of The Village

Toscana At Renaissance A Condo

Toscana Ii At Renaissance A Co

Touchstone

Toulon

Toulon Ph 1

Towers Of Channelside Condo

Towers Of Channelside Condomin

Town & Country Prof Condo

Town Of Citrus Park

Townhomes At Compass Pointe

Townhomes At Parkside

Townhomes At Pelican Pointe

Townhomes At Turtle Creek

Townhomes Of Bay Port Colony

Townhomes Of Country Run Ph

Townhomes Of Deleon

Townn Country Park Sc 9 Un 11

Townn Country Park Sc 9 Un 13a

Townn Country Park Sec 9 Un 03

Townn Country Park Sec 9 Un 07

Townn Country Park Sec 9 Un 10

Townn Country Park Un 03

Townn Country Park Un 08

Townn Country Park Un 18

Townn Country Park Un 20

Townn Country Park Un 23

Townn Country Park Un 32

Townn Country Park Unit 17a

Townn Country Park Unit 28

Townn Country Park Unit 31

Townn Country Park Unit 34

Townn Country Park Unit 36

Townn Country Park Unit 60

Tract 80 Estates

Tradewinds 3rd Add

Trails At Durant

Trapnell Ridge

Trask E B

Treehouses At Mohr Loop

Tremont At Bay Park

Tremont I Condo

Treviso

Tri Canal Estates

Tri Canal Estates Unit 1

Triple Creek

Triple Creek Ph 2 Village E

Triple Creek Ph 2 Village F

Triple Creek Ph 3 Village K

Triple Creek Ph 3 Villg L

Triple Creek Phase 1 Village A

Triple Lakes Subdivision Lot 13

Tropical Acres South

Tropical Acres South Unit 3

Tropical Acres South Unit 4

Tropical Acres South Unit 5a

Tropical Acres Unit 2

Tropical Acres Unit 5

Tudor Cay Condo

Turkey Creek

Turman's East Ybor

Turmans East Ybor

Turnberry At The Eagles

Turtle Creek Unit 1

Turtle Crossing Sub

Tuscany  Bay West

Tuscany Bay

Tuscany Sub At Tampa P

Tuscany Sub At Tampa Palms

Tuxedo Park

Twin Branch Acres Unit Five

Twin Branch Acres Unit Three

Twin Branch Acres Unit Two

Twin Creeks

Twin Creeks Ph 1 & 2

Twin Lakes Parcels A2 & B2

Twin Lakes Parcels D1 D3 & E

Uceta Heights

Uceta Pines

Umbargers Pltd Sub

Unity Circle

Unplated

Unplatted

Urania

Valencia Del Sol

Valencia Del Sol Phase 1

Valencia Lakes

Valencia Lakes #J Ph 1

Valencia Lakes #N

Valencia Lakes Ph 02

Valencia Lakes Ph 1

Valencia Lakes Ph 2

Valencia Lakes Tr C

Valencia Lakes Tr H Ph 1

Valencia Lakes Tr H Ph 2

Valencia Lakes Tr I

Valencia Lakes Tr J Ph 1

Valencia Lakes Tr J Ph 2

Valencia Lakes Tr K

Valencia Lakes Tr M

Valencia Lakes Tr Mm Ph

Valencia Lakes Tr N

Valencia Lakes Tr P

Valencia Lakes Track K Lot 13

Valhalla

Valhalla Ph 01-2

Valhalla Ph 1-2

Valhalla Ph 3-4

Valhalla Phase 1-2

Valrico

Valrico Groves

Valrico Lake Estates First Add

Valrico Manor Unit I

Valrico Woodland Platted

Van Dyke Estates

Van Sant Sub

Veneto Shores

Ventana

Ventana A Condo

Ventana Groves

Ventana Groves Phase 1

Ventana North Ph 1

Ventana Ph 3

Ventura Bay Twnhms

Verdier Park

Victoria Terrace A Condo

Vieux Carre Condo

Views At North Hyde Park

Villa Di Treviso

Villa Querica Twnhms

Villa Serena A Condo

Villa Serena A Condominium

Villa Sonoma At International

Villa St Louis

Village Gate Of Hyde Park A Co

Village Towers Condo

Village Xiv Of Carrollwood Village

Village Xix Of Carrollwood Village

Village Xxi Of Carrollwood Village

Villages Of Bloomingdale Condo

Villages Of Bloomingdale Phase 1

Villages Of Lake St Charles Ph

Villarosa F

Villarosa I

Villarosa N

Villarosa O

Villarosa Ph 1a

Villarosa Ph 1b2

Villarosa Ph 2

Villarosa Ph F

Villarosa Ph G

Villas At Carrollwood

Villas Condo

Villas Condominium

Villas Del Lago

Villas Of Horatio Twnhms

Villas On The Green A Condomin

Villeroy Condo

Vine Park

Virage Bayshore

Virginia Park

Virginia Park/Maryland

Virginia Terrace

Vista Cay

Vista Palms

Vuorio Estates

W E Hamners Forest Acres

W E Hamners Horseshoe Acres

W E Hamners Wonderland Acres

W E Hamners Wonderland Acres Add 03

Waco Sub

Wade Surv For A Minor Sub

Walden Lake

Walden Lake Sub Un 1

Walden Lake Tr 55 Industria

Walden Lake Unit 12

Walden Lake Unit 15b

Walden Lake Unit 17 Ph 2

Walden Lake Unit 20

Walden Lake Unit 27 Ph 2 Se

Walden Lake Unit 30 Ph 01 Sec D

Walden Lake Unit 30 Ph 1 Se

Walden Lake Unit 30 Ph 11 Sec C

Walden Lake Unit 30 Ph I Se

Walden Lake Unit 30 Ph Iii

Walden Lake Unit 33 2 Ph B

Walden Lake Unit 33 2 Phase A Lot 10 Block 2

Walden Lake Unit 33 4

Walden Lake Unit 33 5

Walden Lake Unit 34 35

Walden Lake Unit 37 Pha

Walden Lake Unit 42

Walden Pointe

Walden Reserve

Walden Woods Rep

Walden Woods Single Family

Walden Woods Unit 02 Ph 01

Wallcraft Rev Map

Waller Acres

Walls Subdivision

Warner Sub

Warren & Keyes

Washington Park

Wastena Estates

Watch Hill

Water Oak Sub

Waterchase

Waterchase Ph 02

Waterchase Ph 1

Waterchase Ph 2

Waterchase Ph 3

Waterchase Ph 4

Waterchase Ph 5

Waterchase Ph 6

Waterford On The Alafia

Waterleaf

Waterleaf Ph 1a

Waterleaf Ph 2c

Waterleaf Ph 4a-2 4a-3 &

Waterleaf Ph 4b

Waterleaf Ph 5a

Watermill 03 At Providence Lakes

Watermill At Providence Lakes

Waterset

Waterset Ph 1b

Waterset Ph 2a

Waterset Ph 2c-2

Waterset Ph 2c1-1/2c1 2

Waterset Ph 2c1-1/2c1-2

Waterset Ph 2c3-3 / 2c3-4

Waterset Ph 3a-1 & Waterset

Waterset Ph 3a-3 & Covington G

Waterset Ph 3b-1

Waterset Ph 3b-2

Waterset Ph 3c-1

Waterset Ph 4 Tr 21

Waterset Phase 2c-2

Waterset Phase 2d

Waterset Phase 3b-2

Waterset Phase 3c-1

Waterset Phase 4 South

Waterset Phase 5a-1

Waterset Phase 5a-2a

Waterside Condo I

Waterside Estates

Waterstone

Waterstone Lakes Ph 2

Watkins Sub

Watrous Gardens Rev

Watrous H J 2nd Add To West

Watrous Place Twnhs

Watrous Rev Map

Watrous Sub 2

Watson Glen Ph 02

Watson Glen Ph 2

Waverly Village

Wedgewood Twnhms

Weiland Sub

Wellington Manor Ph 2

Wellington Manors

Wellington North At Bay Park

Wellswood

Wellswood Estates Unit 2

Wellswood Sec A

Wellswood Sec B

Wellswood Sec C

Wellswood Sec G

West Bay Ph 1

West Bay Ph Ii A & B

West Bay Ph Iv

West Green Estates

West Hampton

West Highlands

West Lake Twnhms Ph 1

West Lake Twnhms Ph 2

West Land

West Mdws Prcl 5 Ph 2

West Meadows Parcels 12a 12b-1

West Meadows Ph 02

West Meadows Prcl 11b

West Meadows Prcl 20a Ph

West Meadows Prcl 20c Ph

West Meadows Prcl 5 Ph 2

West Meadows Prcl 6 Ph 1

West Meadows Prcls 21 & 22

West Naples

West North Tampa

West Park Estates Unit 2

West Park Estates Unit 3 Re

West Park Estates Unit 4

West Pinecrest

West Pines Rev Map

West Plant City Farms Unit

West Plant City Strawberry Farms

West Suwanee Heights

West Tampa

West Tampa Heights

Westbrook

Westchase - Village Green

Westchase - West Park Village

Westchase Sec 110

Westchase Sec 115

Westchase Sec 201

Westchase Sec 203

Westchase Sec 211

Westchase Sec 221

Westchase Sec 225,227,229

Westchase Sec 305 & 306a

Westchase Sec 307

Westchase Sec 323

Westchase Sec 324

Westchase Sec 325a

Westchase Sec 326 D-3

Westchase Sec 373 & 411

Westchase Sec 374

Westchase Sec 375

Westchase Sec 430a

Westchase Sections 302 & 304

Westchester Ph 1

Westchester Ph 3

Westlake

Westminster Manor Townhomes

Westminster Sub

Westshore Club 02 A Condo

Westshore Club Ii A Condominiu

Westshore Townhomes

Westshore Village Twnhms

Westshore Yacht Club / Casa Bahia

Westshore Yacht Club Ph 2 P

Westshore Yacht Club Phase 1 Lot 2 Block 16

Westwego

Westwood Greens A Condo

Westwood Lakes Ph 1a

Westwood Lakes Ph 1b

Westwood Lakes Ph 2a Un 1

Wetherington Oaks

Wexford Green

Wexford Twnhms

Wheeler Crossings

Whisper Cove

Whisper Lake A Condo

Whisper Sound

Whispering Oaks

Whispering Woods Ph 2 & Pha

Whitaker Preserve

White Trout Manor

Whiteway Terrace Villas A Condo

Wiggins Estates

Wilder Ridge

Wilderness Crossings First Add

Wilderness Crossings Platted

Wildewood Village Subdivision

Williams Crossing

Willowbrae Village

Wills G B Sub

Wilma

Wilma Farms

Wilma North

Wilma South

Wilma South 1st Add

Wilma South 2nd Add

Wimauma Town Of Rev Map

Windcrest Commons

Windemere Unit I

Windsor Place At Citrus Park P

Winifred Park

Wisconsin Ave Townhomes

Wisconsin Ave Twnhms

Wisharts Rep

Witchmere

Wolf Branch Sub

Wood Grove

Woodberry

Woodberry Prcl B & C Ph

Woodbery Estates

Woodbriar Village Unit 2

Woodbridge At Rocky Creek

Woodham Farms

Woodhaven

Woodland Park Acres

Woodland Preserve

Woodmont Ph 2

Woods Of Eden Rock Unit 1

Worthington

Wyatt Acres

Wyndgate

Wyndham Lake Sub Ph One

Wyndham Lake Subdivision

Wynnmere East Ph 1

Wynnmere East Ph 2

Wynnmere West

Wynnmere West Ph 1

Wynnmere West Ph 2 & 3

Wynnmere West Phase 1

Wynnmere West Phase 1/ Chatham Walk

Wynnmere West Phase 2

Xxx

Yardarm Condominium Phase I

Ybor & Cos Sub

Ybor City

Ybor City Plan Of An Addition

Ybor Heights

Ybor Village Lofts A Condomini

Yorkshire Sub

Young & Douglas Add To

Zeebas Rep

Zerfaces Re Sub

Zion Heights

Zion Heights Add

Zzz

Zzz | Unplatted

Zzz- Unplatted

Zzz-Non Subdivision

Zzz/Unplatted

Zzz1 Unplatted

| Waterset Phase 5a-1

 

Posted in Around Tampa Bay
Jan. 19, 2020

Tampa Real Estate - Tampa FL Homes For Sale | Tampa Home Searcher

Tampa Real Estate - Tampa FL Homes For Sale | Tampa Home Searcher

Tampa Real Estate - Tampa FL Homes For Sale | Tampa Home Searcher

Tampa Home Searcher makes searching Tampa homes for sale very easy.  We've got the most up to date MLS listings where you can search specific to your needs in a very user friendly format.  Search for single family homes in Tampa, Tampa condos for sale, townhomes, mobile homes, investment homes and more.

If you need to search specific areas, our Advanced Search function will allow you to draw a shape on a map surrounding the area you want to look in and show you only those Tampa homes for sale in that specific area and with your specific criteria.

In addition to your custom search capabilities, we have set up many popular searches for you.  Search Carrollwood homes for sale, Hillsborough County, Pasco County, S. Tampa homes for sale, new homes for sale in Tampa, Tampa Palms homes for sale, New Tampa, Westchase, Lutz, Odessa, Land O' Lakes, Seminole Heights, Northdale, Citrus Park, Avila, Ballast Point, Cheval and every other popular area in and around Tampa Bay you can think of.

Finally, your Tampa homes for sale search is not just limited by area.  You can also search for popular criteria such as Tampa homes for sale with pools, homes for sale in Tampa under $200,000, foreclosures in Tampa, number of beds needed, waterfront homes, homes for boaters and more!

Try a search today and find your dream home.  If you have any trouble using the site, contact us and we'll help you.

 

Jan. 18, 2020

WOULD YOU PROTECT YOUR CHILDREN AT ALL COSTS?

Real Estate Agent will protect your interest.

Real estate is a lot more complicated than most people think.  I asked about kids in the subject because it occurred to me - as a single, custodial Dad, I'd do ANYTHING to protect my kids from harm.  There's a correlation to real estate here....please read on...

Since you've searched on my site, it probably means you are about to jump into the shark infested waters of Tampa Bay area real estate where, no offense, you'll be going up against guys like me - guys who sought to be as educated as possible in order to better serve his clients.  Guys like me who are expert negotiators and can price a home SPOT ON.  Guys like me who can swing a deal in their client's favor.  guys like me who have become a student of the game, furthering their real estate knowledge and passing the very difficult Broker's test.

Are you ready to go head on, alone. against someone who is an expert and has dedicated their life to real estate or would you prefer to hire someone to counter that expertise with a higher level of expertise and experience to fight for your interests in a deal? - and yes, it is that important and it's not a scare tactic.  Real estate is tough and partnering with the wrong agent can cost you thousands.  

Going back to the kid question in the subject line, I asked because that is exactly how I feel with regard to protecting my client's interest.  I'll fight like you were family.  You've trusted me with a huge investment and have come to me for advice and my expertise and I do not take that responsibility lightly.  My job as your agent is to protect you and get you from Point A to Point B to successfully close the sale, leaving you happy.

Will you trust me to do this for you?

If so, and you are ready to go out looking, contact me and we will get the ball rolling.

What do you say?

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

Sept. 7, 2018

HOW MUCH WILL IT COST TO SELL MY TAMPA HOME USING A REAL ESTATE AGENT?

Costs to sell your home in Tampa using a real estate agent

The big question that has some homeowners cringe when they think about selling their home.  How much will it cost me to sell my home in the Tampa Bay area?

The Short Answer:  92% of Sold Price Less Mortgage Owed

On average, you will receive about 92% of the price the house sold for, including commissions, prorated taxes, stamp taxes on deed and other fees, LESS whatever you owe on your mortgage.

Quick example:

You sold your house for $300,000.  You owe $125,000 left on the mortgage.

$300,000 x .92 = $276,000.  $276,000 minus the mortgage ($125,000) = $151,000.  This is how much cash you would have at closing.

There are SO MANY variables that go into these numbers.  The example above is just a ballpark for you to get a rough idea of what it might cost.

Commission Fees

Commissions are a big chunk of the fees to sell a home.  Realtors in Tampa typically charge 6% commission to list and market your property.  That is what I charge and what most agents in the area charge.  That fee gets split between the buying side and the selling side (3% each) and then that 3% is typically split between the broker (Keller Williams in my case) and the agent (me). 

I won't go into too many details to justify our fees here but I will say that marketing a home to be sold for top dollar is exhausting, expensive and a TON of work.  I know I earn every bit of the portion of the 3% I get to list a home for sale.  It is a fact that despite the fees real estate agents charge, on average, we help get your home sold more quickly and for a higher price than you would sell it for on your own, financially justifying the expense of using an agent.  In my case, I am a marketing expert as well as a real estate expert.  These are just some of the skills you pay me to use to help market and sell your home and represent you throughout the transaction.  Selling a home is a tough process and hiring a good agent can make something that is normally very difficult to do on your own and make it easy and pleasant.  If you would like to discuss selling your home, feel free to contact me.  I'll take a look at your home and put a value on what I think it is worth on today's market.

Taxes

You'll pay for what you use.  Nothing more, nothing less.  Taxes of course can vary widely depending on which county you buy in and how large of a home you buy.  Here are some very rough example I pulled from the MLS to give you an idea of how much taxes cost per year.  Keep in mind as a seller, you will be responsible for the amount of taxes you use.  If you've lived in the home all year and it's now November 1 and you don't pay your taxes until December, you are going to owe the new buyer of your home those taxes you've used for the year from January through November when the home is sold.  If you pre-paid the year's taxes, the buyer will owe you the part they will use from November through December.

Samples:

$200,000 Home. 1300 - 1600 square feet.  3 beds, 2 baths.

You'll typically pay between $800 and $2,600 per year in taxes, with $1,000 per year being about average.

$275,000 Home.  1600 - 2100 square feet.  3 beds, 2 baths.

You'll typically pay between $1,600 and $3,500 per year in taxes, with $2,600 per year being about average.

$335,000 Home.  2100 - 2600 square feet.  4 beds, 2 baths.

You'll typically pay between $2,100 and $5,500 per year in taxes, with $2,900 per year being about average.

Note that these few samples were random homes I pulled from the MLS.  The range varies widely so check with your agent when buying a new home.

The Seller's Net Sheet

Your agent, a mortgage company or a title company can provide you with a much more accurate settlement value to give you a better idea of how much cash you would actually end up with, if any, after selling your home using a Realtor.

Seller's Net Sheet Sample

In our area, the SELLER typically pays for the Owner's Title Policy.  On an expensive home, this could be a fairly large number you'll need to consider.  The Seller's Policy is also negotiable as to who pays it.  There's a checkbox on the standard offer contract and who pays for the title policy is part of the offer.

Again, its customarily a seller expense but it can also be used as a bargaining chip during negotiations.  If you have an offer you are contemplating but its on the lower side of your comfort level, ask the buyer to pay this expense.  It might mean the difference between being able to accept the offer or not. 

Real estate agent commissions are also negotiable (sort of).  Well they are, but do you negotiate your salary with your boss each paycheck?  I work for 3% as a Seller's Agent.  I'm worth it.  I earn it.  I will rarely negotiate my pay.  Some agents might regularly negotiate away their commissions in order to persuade you to list with them.  Do you really want an agent selling your home who is so desperate to secure your business that he's willing to negotiate his pay away?  I personally don't offer a discounted level of service so I don't discount my fee.  Like anywhere, you get what you pay for.  I've got a lot of gray hair on my head that has earned every bit of the 3% I charge to market the heck out of your home.  The other 3% (6% total) goes to the buyer's agent - the agent that brings buyers to your home to hopefully make an offer.  Again, this is simple economics.  If you want real estate agents to make the effort to show your home, you've got to pay them.  Negotiate paying an agent on the buy side 1.5% instead of 3% and see how many showings you get through your home.  Yes, you may find someone who has a client who absolutely loves your home and will buy it but since the bulk of the sellers out there offer 3% to the agent's broker who finds a buyer, why would the buyer's agent bring his buyer to see your home?

I don't mean to sound condescending with all this talk about paying commissions.  I am trying to give it to you straight.  Yes, there are agents who will charge 2.75% on each side and do a wonderful job marketing your home.  Even 2.5% is fairly common.  Anything lower than 5% total (2.5% buy, 2.5% sell) and I believe the service will start to suffer. 

The bottom line is that a good agent should easily be able to justify his fee and even cover his fee by drawing so many eyes to your home it means the difference between selling it at the highest possible price or selling it lower than you could have without him, which could cost you a lot more money than commission fees in the end.

If you would like to list your home for sale, CONTACT ME - give me a call, text or email me and let's get a conversation started.  There's no obligation whatsoever and I'll try to provide you with as much free information as possible to start you on your home-selling journey.

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

Aug. 2, 2018

RELOCATING TO TAMPA, FLORIDA?

Are You Thinking About Relocating To Tampa Bay?

Tampa Bay relocation real estate agent specialist

If you are considering relocating to the Tampa Bay area there is no need to stress.  It's almost as easy as buying a home in your current neighborhood IF you have the right people to do the worrying for you.  That's my job!  ;-)

Lots and lots of people move to the Tampa Bay area from other places for a variety of reasons.  I too moved here from Buffalo, NY way back in 1999.  Take one guess why?  If your answer was BLIZZARDS, yes, you were correct.  I just got tired of the constant snow and freezing temps so I packed up and headed South until we hit Clearwater.

Fast forward a few decades later and I am still here and still loving the Tampa Bay area.  Now, as a licensed Realtor, I can help others who are planning their escape.

When you have a great real estate agent on your side, relocating to Tampa is not a difficult task.  Your real estate agent will take a lot of the stress off your shoulders.

Technology Makes Relocating To Tampa Easy!

Between FaceTime walk-throughs, text messaging, detailed photos online and videos, you can practically buy a home site unseen these days.  However, if you plan correctly and work closely with your Realtor, when you do fly in, you can make the best use of your time and really get things done so you are not flying back and forth a million times.  It truly is a lot easier than you might think but you need to be able to trust your Realtor to help you get through it all.

You handle your business on your side - the mortgage, getting pre-approved, calling reputable movers to get estimates hopefully with rate caps, packing, wrapping up your affairs locally.

A Bit About Moving Long Distances

Before you hire a long distance moving company, do a TON of research and make sure you get the maximum price not to exceed written into your contract!! 

If you don't, the moving company could hold all your stuff hostage if they gave you a low estimate but the truck weighed a lot more when it got on the scales - and it happens all the time.  Be cautious and do research and google everything you can about the company you are going to hire before signing any contracts.

Some movers will give you an estimate based on a binding price, also called a guaranteed price or firm price.  In this case the price is as the contract states.  It shouldn't be higher and won't be lower.  The nice thing about this is that you'll know in advance how much you'll pay.  The bad thing is that if they over-estimated how much stuff you have when they gave you the price, you'll still pay that rate when you could have gotten it less expensive.  It covers everything in the estimate so you won't be able to add stuff to the move after the estimate without being charged for it.  You need to read your moving contract VERY carefully before signing.  Getting jammed up on a long distance move can turn something that would otherwise be a great experience into a nightmare really quickly.

The moving company may also quote you a "guaranteed not to exceed" price.  This price caps the most you'll pay in case the estimated less weight than it actually was but if they estimated more weight than you actually packed onto the truck, you'll pay the lower price.  The moving truck stops at a weigh station and physically gets weighed.  That's how they know how much stuff you've included in the move and that's typically how they charge you - by how much weight they estimate you have going on the truck.  Im not a mover but Im pretty sure they account for volume too.  You can't pack the truck with packing peanuts that weighs 30 pounds and expect not to pay a lot of money for the volume it takes up. 

Non-binding contracts are based on the weight.  The initial estimate can be way off and you'll pay for the amount of weight you put on the truck.  Sometimes this could lead to a surprise when it comes time to deliver your things and the driver hits you with a big bill because what they estimated and what it actually weighed were two different things.

Buyer beware!  Do your research, read reviews, google "long distance moving nightmares" and the sort before you sign on the dotted line and most importantly READ YOUR CONTRACT before signing!

Search For Homes Online And Narrow Your Search

Your Tampa real estate agent will probably set you up with an MLS auto-search well before you plan on moving.  This will help you a lot as you will get a good feel for the local market where you are moving.  It will also help you start narrowing your criteria which is also important.  As you research the different parts of Tampa Bay and find an area that suits you best, you'll not only start learning the local hot spots and things to do in the process, you'll start getting comfortable with your decision to relocate.  You'll start to feel more and more comfortable about the move the more you learn about where you are moving to.

I can't stress enough how important a good, patient, mature, smart real estate agent is to have on your side when you are considering relocating to Tampa, Florida.  I think I meet most, if not all of that criteria and would be happy to help you on this exciting journey.  Feel free to reach out to me at any time if you have any questions.  I would be happy to be your "eyes on the ground" here in Tampa.  I'll make the move as easy on you as possible and I'd like to think you can really trust my decision making skills and ability to put you in the perfect place for you and your family.

I look forward to working with you

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

July 25, 2018

WHY HIRE A GOOD TAMPA REALTOR WHEN BUYING OR SELLING A TAMPA BAY AREA HOME?

The Realtor you hire DOES matter.  I know from speaking with clients most new clients think a Realtor unlocks doors and shows houses and other tasks that seem pretty fundamental.  We do that too of course but so much more.

A good Realtor is one who thinks well.  One who knows how to analyze a deal, read body language, thinks quickly on his or her feet, can multi-task and understand the market very well.  He or she needs real world experience in making deals.  Ultimately, we are paid negotiators.  We do the other things you all know about too but the most important part – the part that is often overlooked by clients is what goes on behind the scenes – the stuff I do for hours into the night, researching, structuring deals, finding the perfect property for clients.  That’s the important stuff.

A lot of it starts with a good, sharp mind.  You want someone on your team who can focus with pinpoint accuracy and pull from vast experience and a high intellect to work the deal in your favor.

The differences between Realtors becomes pretty apparent when its time to negotiate.  I’ve been up against some tough negotiators and some of the toughest seem to be the oldest and most experienced.  I’m not saying younger Realtors won’t possess these skills too – they can, but in my experience the older, wiser agents really understand how to fight for what their client needs.

I’m 48 years old.  Single custodial father of two boys, ages 11 and 15.  In my past life, I’ve successfully gone to battle with QVC (I had my products on QVC TV shopping channel), Walmart, Home Depot and more.  I did battle with some of the best in the business and won.  Harvard MBA’s.  Brilliant people.  I hashed it out and found success.  Now I do it for my clients and instead of physical products, I am doing it for homes.  You can read more about me HERE.

If you need a Tampa Real Estate Agent, make sure they've got experience negotiating deals.

Above, my camping mat products in a popular sporting goods catalog and on TV through QVC television shopping channel.  This was my former life but I use that same experience to work for my clients.  Getting product into these mediums is NOT an easy thing to do and neither is buying or selling homes.  Both require very strong negotiation skills.  You need someone who knows what they are doing to represent you.

Let me help you buy or sell your next home.  I can’t guarantee a particular price you’ll pay or receive, but I can guarantee that the person I go against at the negotiation table will not have an easy time taking your money.

Put my Mensa-level IQ and vast business experience on your side and let me find, buy, sell and negotiate your next real estate deal.

I look forward to working with you!

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

July 25, 2018

TAMPA REALTOR | THE ART OF REAL ESTATE NEGOTIATIONS

If you don’t have experience negotiating large deals, seek the help of an experienced real estate agent when buying a home, particularly one who knows how to work a deal and has done it before.

It seems simple enough – two people working toward a common goal (to buy or sell a home) – or is it that simple?

The opposing party wants nothing more than to squeeze every dime out of you and get top dollar for his or her home.  If he’s got a good agent on his side, you’ll be getting double-teamed by both the seller and his agent unless you are represented too.  That’s where I come in.  If you want a PIT-BULL, hire me.  I understand the fine balance between aggressive negotiating and toning things down when needed to make progress.  Let’s face it, if you are too aggressive from the start, you will only leave the seller thinking, “this guy is not serious about buying a home.  He’s demanding way too much, too soon.”

You can really show your hand quickly when it comes to negotiating a deal.  If you are not comfortable with this part, I’d strongly suggest having someone represent you.  Not many people are cut out for this part of the job – even some Realtors – good Realtors – are not comfortable talking about and fighting for money.  I am. 

I’ve been in the cutthroat business world a lot of years before turning to real estate and I’ve gone head to head with some of the best in the business to get deals done.  Negotiating truly is an art that takes some experience and it can mean tens of thousands for you.

Although negotiations are but a relatively small part of the home buying or home selling process, it is incredibly important it is done right.

EVERYTHING IS NEGOTIABLE!

In real estate, everything from the furniture in the house to the agents commissions are negotiable.  As an agent, however, I will rarely negotiate my fee as part of the process unless it is absolutely necessary to get the deal done and 99% of the time, it’s not.  I work hard for my clients and don’t typically put my pay on the line or everyone would expect me to do it and I’d be broke – however, everything is negotiable.

Listening and picking up on small queues is important when you are negotiating deals.  If you are a home seller and a husband and wife couple come see your home and the wife is very apparently the call-maker in the family, you need to know you will likely be dealing with her when it comes time to negotiate a deal so watch her expressions.  What does she love about the house?  What does she not like about it?  How much influence over her husband does she have?

You analyze everything and you do it quickly while dealing with the other party.  You have to be quick to analyze, digest and come up with an approach that will work.  You need to know the other sides pain points.  You need to know where they will be more flexible and where they will stand their ground.  You have to understand that you may not win every battle along the way but you need to win the war.

Negotiations can be very tough and nerve-wracking.  A good real estate agent you trust has the skills to be effective will help you relax a lot.  With me on your team you can step aside and breathe while I go to work protecting your interest.  I don’t get rattled and have learned over the years and years of doing deals that I can trust my instincts and intellect to get a fair deal done.

When the Deal Gets Done…

The deal gets done when there is equal pain from both sides.  You’re a buyer paying a few bucks more than you wanted and she’s a seller getting a few bucks less for her home than she wanted – that’s where a deal gets struck.  If its lopsided in one direction, you’ll lose the deal.  An experienced negotiator knows how to find that sweet spot – sometimes it’s a very fine line – between pleasure and pain – but that’s where deals get done.  You need to know how to use every bit of leverage you have to your advantage.  Leverage is your best friend when negotiating a deal.

“We have to be out of this house and into our new home in 3 weeks before school starts!”

That’s leverage.  Use it.

“I’ll tell you what, if you accept $3,000 less, we will close earlier than we wanted to and in time for you to move into your new house before school starts.”

That’s how it works and we use EVERYTHING we can.  But so do they…..if they’re any good.  Hire me and I’ll go to bat for you when it comes time to talk money.

I look forward to working with you!

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

July 22, 2018

TAMPA REALTOR | HOW TO USE A REAL ESTATE AGENT TO BUY A TAMPA BAY HOME

I wanted to talk about the order and process of buying a home.  I get questions about this all the time so I figured I’d email my contacts and put it all in a single helpful post.

Tampa area real estate moves FAST! 

If you love a home you find and aren’t financially prepared to buy, it will likely be gone the next time you return to make an offer.  I’ve seen it happen and it’s HEARTBREAKING!  You finally find the perfect home, your finances aren’t together yet to actually make an offer and the home gets sold before you get your pre-approval letter from the mortgage lender.

Here’s the order in which you should start your home search:

Step 1:  Find a good licensed real estate agent.

I am a licensed agent and know that agents are a dime a dozen but GOOD agents are hard to find. 

Buying or selling a home is likely a major event in your life.  Will you trust this task to your neighbor who moonlights as an agent on the side?  Will you try to go it alone to save commissions when you are up against an opposing side who does have an expert agent working for him, fighting tooth and nail for his client to win?  Are you prepared for that?

Choose wisely.  It’s important to choose one agent who you can trust and who has the experience to get you from Point A to closing.  He or she should work with integrity and transparency.  He or she should just as easily tell you the bad news as quickly as the good news so you can make an informed decision and he or she should not be afraid to face a problem head on when problems arise.  Family members and neighbors don’t always work out so well.  In a business where personal views can really get in the way of progress, you should choose someone best suited for the job and not someone you know just because you know them.  Things can get crazy when buying or selling a home.  Do you want your personal relationship strained if things don’t go well? 

These are all things to consider when choosing an agent so talk to a few but choose one good one.  It’s an important decision and it’s important to just work with one Realtor. 

Most Realtors will ask “Are you working with another Realtor?” as one of their first questions to you.  You may be contractually obligated to work with a certain Realtor if you signed a contract with him or her already.  If you did, he or she will be the one that shows you homes when you are ready to start looking.

You can start checking out some great homes right now by playing with our search tool here:

 

Step 2:  Find a mortgage lender unless you are buying the home outright in cash.

A seller in today’s market wants to know the buyer I bring to them is qualified to close on a home if they make an offer. 

A strong offer includes a strong ability to make it to closing successfully.  As a home seller, I’d want to know the offer you bring me can close and that you are financially prepared to buy my home.  As a seller, I have a lot of expense associated with selling my home – marketing, open houses, man hours, inconvenience, etc.  I really don’t want to change the status of my listing from the MLS to “pending” after you made me an offer without being able to close the sale.  I’d prefer you not make me an offer at all if you can’t close so I can continue to entertain showings and offers that can close.  As a home seller, if you want me to take your offer seriously, include your pre-approval letter with the offer.  I will likely not even consider your offer without it.

So what do you do as home buyer?

As a buyer, you need to speak with a mortgage lender and get your financial affairs in order.  DO NOT go out and buy a new car or miss a credit card payment or anything of the sort for 6 months BEFORE you even decide to buy.  Try to prepare as far in advance as you can and get your credit in order before anything.  The better your credit, the better deal you’ll get on your mortgage.  Really work to get the best credit you can in the months before starting the buying process.  If you need to speak with a credit repair company to help guide you, do so 6-12 months BEFORE thinking about buying a new home.  The more time you allow to repair your credit, the better.

You will need a pre-approval letter that shows the seller you are ready and qualified to buy.  If you are going to pay for the house in all cash, you will likely need to submit a bank statement (in most cases), showing that you have the cash funds in your bank (or IRA or stock account – somewhere – proof you have relatively liquid cash to close) in the amount needed to close on the sale.  Seller’s agents want the pre-approval or bank statement submitted as proof you can close, along with the offer contract submitted together. 

As a listing agent (representing the seller), I need to protect my client’s interest so when we receive offers for a home from you, my client will likely pick the strongest offer.  Strong offers are those which offer the seller the highest price (in most cases) AND those that have furnished proof they can close – or some combination or variation thereof and a promise of a solid Earnest Money Deposit.  Without that proof in hand, not many sellers will take your offer seriously and you’ll lose the house to someone else.

Example:  You are selling your home for $200,000.  You get two offers.  The first is for $195,000 cash with a bank statement showing the buyer has $450,000 cash in his bank account and he wants to close in 3 weeks and will put $10,000 down in escrow.  The second is an offer for $196,500 and the buyer will put $500 cash down and has submitted a pre-approval for $196,500 and wants to close in 10 weeks.  Which offer would YOU take if you were the seller?

Sometimes the highest price doesn’t make the best offer.  A strong offer takes many things into consideration.

Speaking to a lender is the first step of the process and the step most people want to avoid until the very last minute. 

Let’s face it, it’s fun to dream of that new home and get decorating ideas while visiting open houses and scheduling showings, but unless you prepared financially, you are really just wasting time – your time, your Realtor’s time, the homeowner’s time – everyone’s time – with a few exceptions. 

The owner of the home you schedule a showing to go see the home is excited to show his home thinking he may have a buyer.  The house gets cleaned, the owner packs up his family and leaves the home for you to go see it undisturbed.  There’s a lot that goes on.  The owner is hoping to get his house sold so he deals with the inconvenience of having potential buyers walk through his home at different hours and sometimes with short notice.  It’s stressful.  If you haven’t discussed how to pay for a home with a lender, you really aren’t a potential buyer yet and should probably wait to schedule those showings until after you have that pre-approval letter in hand.

Once you are prepared to buy and have a pre-approval, searching for that new home becomes so much more fun because now you know you can actually buy a home if you find one you love!  It becomes very real and so much fun!

Who likes speaking with a lender about finances?  This part is usually not the most fun – at least not as fun as going to look at houses.  It is necessary however.  Today’s lenders have really streamlined the process.  A lot of the process can be done online and the lender is there to help you along the way.  A good lender will make this part easy.  We have lenders we work with all the time who are great at what they do.  If you need help with this, just ask and I’ll send you some referrals.

How much will I need?

The great thing about a good lender is that they can tell you how much house you CAN actually afford and also tell you how much you CANNOT afford.  It’s good to know. 

You don’t want to over-leverage yourself and get into a huge mortgage that is over your head and putting stress on you and your family.  A good lender will provide you a realistic expectation of how much home you can afford.  Sometimes the numbers will surprise you in a positive way! 

Once you’ve gone through this process, looking for a home becomes easier.  You’ll now know what you might be getting yourself into with regard to monthly payments and cash needed to close on a home.

What about escrow cash? (Also called a good faith deposit or Earnest Money Deposit)

When you do finally find a house and want to make an offer, the strength of that offer will be contingent upon how much cash you can put down, your pre-approval letter and the price you are offering compared to other offers the seller may have received. 

Your offer will compete directly with others, if others exist, and the strongest offer usually wins. In the Tampa area, on a home priced between $300,000 and $400,000, a $5,000 or $6,000 escrow deposit is not uncommon and that is typically broken up into two payments.  On a $900,000 – $1,200,000 home, escrow of $25,000 cash is pretty typical in today’s market for a seller to take you seriously. 

I provided these numbers as real world examples from my own experience but your Earnest Money Deposit can be almost any amount.  The seller will consider the amount you put in escrow during his or her analysis of how strong your offer is.  The more you put down initially lets the seller know you are serious about making it to closing and buying the home.  Submitting an offer with very little down tells the seller you likely don’t have cash to close or are not very committed to actually closing the deal or trying to just “save” the home to buy some additional time but you have no real intent on closing any time soon.

How does this work?

Example:  You find a home in Tampa listed for $315,000.  You love it and speak with me about making an offer on the home for $300,000 (I will help you with the offer and provide my expert opinion as well as comparable home sales so we have a basis to justify the cost).  Included with the offer is your pre-approval letter from a mortgage lender that says you qualify to purchase a home up to $325,000.  You discuss with me including an Earnest Money Deposit of $6,000 to be written into the offer contract. 

The first $2,500 of that $6,000 will be due 3 days after your offer is accepted (if it is accepted) and the other $3,500 will be due a week or two later, after the property has been inspected by a home inspector and checks out ok.  If your offer is accepted, you will overnight or wire the first escrow deposit to the title agent before the first 3-day deadline is up then wire or overnight the second escrow deposit after the home inspection report comes back and you decide to move forward with the purchase. 

Once both escrow payments have been made, it may be difficult to get your escrow money back without legal action, depending on how the offer contract is written up and what deadline dates are written into the contract. 

All of these dates and deadlines will be written into your offer contract but typically once the inspection period runs out, you are then committed to purchasing the home, barring any contingencies and other contingent deadlines, like an appraisal.  Again, there are exceptions and I am not a contracts attorney but most of the provisions and deadlines are clearly outlined in the contract. 

Regardless, there is usually a “point of no return” in the contract – a point at which you either give up your escrow deposit or face legal action against you for backing out of the contract you signed.  In other words, signing an offer contract is a serious matter so don’t sign a contract unless you read it and if you prefer, run it by a lawyer for interpretation. 

The offer contract is legally binding once executed (signed) by all parties.  Both you and the seller will have contracted obligations and deadlines to meet until closing once the contract is executed.

Above is a pretty vague, yet real-world description of the process.  There are a million variations to purchasing a home and a lot of it depends on how the contracts are written up and what kind of leverage you have to get a deal done.  I provided the example above as a reference – a typical deal we might see in the Tampa area using numbers I’ve seen in actual deals.  A good chunk of the deal has to do with cooperation.  When the buyers and sellers and listing agents and buying agents all work together to achieve a common goal (buying the home), the deal tends to go very smoothly.  Having a great agent on your side helps a lot.

Next – let’s go look at some homes!!!

We jumped ahead of ourselves by talking about escrow and offer contracts before you even found a home but it’s an important part of the process.  You usually do need some actual cash money to buy a home these days. 

The Auto-Email Direct From the MLS

You chose an agent and you have your pre-approval in hand and now it’s time for the fun part – home shopping! 

By now, as your agent, I have probably put you on an automated MLS email where you get emailed currently active listings direct from the MLS (Multiple Listing Service – the system we Realtors use to find you homes) that match your criteria.  I will usually start this process before you even get qualified for a mortgage because it will take a little time for you to refine your search. 

As you start looking at homes, you will get a feel for the local market and get a better feel for the features you love about certain homes and those features you do not want as well.  This part is like shopping for a home but from the comfort of your own home and through email. 

You can sift through thousands of homes or only a few.  It’s up to you. The auto-email is nice because I can really dial in the criteria for you.

  • Here are just some of the things I can include or exclude from your search:
  • Location – a radius around a neighborhood, a zip code, a city, a subdivision, a street, a school zone
  • Number of Bedrooms
  • Number of Bathrooms
  • Does it have a pool?  If so, private pool in backyard or community pool?
  • Square footage of home
  • Year it was built
  • Price range (minimum, maximum or exact price)
  • Single Family Home, Condo, Townhouse or Mobile home
  • New construction or not
  • Garage space
  • Number of floors

The search capabilities of my system are truly nearly endless.  The point is, I can really dial in a search for you and you can’t do that on any other web site.  This is data that comes direct from the MLS. 

We can keep it broad so you get to see more homes as you decide on features you’d like or we can fine-tune it right from the start so only the homes that match perfectly are sent to you. 

Either way, this email is free, takes me 5 minutes to set up for you and is really valuable.  It’s a great place to start.

Next, start refining your search. 

At first you might feel overwhelmed with the decision.  There are SO MANY homes to choose from!!  This is why we start the auto-email early on in the process.  It will give you time to understand the market and start narrowing your search.  Don’t worry, you WILL narrow your search as you check out these properties.  It gets easier as you go along and eventually you will know exactly what you want. 

I’ve found some homes, can we go look at them now?

When you find a home you love, text your Realtor (me) the address or the MLS number shown in the listing. 

The MLS number looks something like this:  T2938676 or T3107498.  

With that number, I can find any home listed in the MLS.  We would then schedule a showing and go see the home at your convenience.

What do I do at a showing?

Show up!! (please) on time.  Please do show up on time for the showing you scheduled.  The seller has likely made accommodations to show you their home and left the home empty to allow you to see the home without them there. 

I know for a fact, some people take their pets for a long ride while a scheduled showing occurs, waiting for a text from me when the showing is done so they can return home.  Others make accommodations for pets and other sellers might just take a long walk.  It’s not easy on them so please show up on time so the seller can get back to his normal life as quickly as possible.

Once at the showing, I will let you in to look at the home.  I will usually give you some space to allow you to look freely without me hovering over you but I will be in the home with you to answer questions as they come up.  If I don’t know an answer to a question, I will jot it down and ask the listing (seller’s) agent when we get done with the showing then text or email or call you after the showing with the new information.

Be objective but not too critical – paint and wallpaper can really sway your decision but try not to let it.  Try to see beyond some of the superficial stuff like decor and make sure the home is right for your family with regard to more permanent issues, like structure, size, neighborhood, etc. 

Many clients at this stage can choose a home once they’ve seen between 8 and 12 different homes. 

Some clients need to see more.  Some need to see less.  There is no pressure to hurry up and buy whatsoever.  You need to choose what’s right for you and your family.  Take your time. 

Clients often say things like “the house spoke to me” or “if it’s meant to be” or “I felt a great vibe” from a particular home.  However you choose, choose carefully and try not to let a preconceived notion sway you.  Logic and reason works best here but a good vibe helps too.  :-)

I hope you’ve found this piece interesting and informative.  If you have questions about anything real estate related, feel free to shoot me a text or email or call. 

I’d love to work with you and help you with this process.  

I look forward to working with you!

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

July 21, 2018

Why Are There A Million For Sale Signs On My Street? Demographics of Tampa Real Estate.

Why is everyone moving at the same time?

In this article we will discuss the demographics of moving.

Have you noticed while driving around or maybe even on your own block, you'll notice a FOR SALE sign then 3 or 4 weeks later there are 6 more signs up very close to home?  Have you ever wondered why that was the case?

People tend to move into areas at certain times of their life - they just got married and moved into a larger apartment.  Then they have a child and move into their first single family home.  Then the second or third child comes along and that home is no longer big enough and it's not in the school district you love so once again, you're moving.  This "family home" tends to last typically between 8 and 14 years while the kids are in school.  Everyone likes stability so parents tend to stay in one place.  Since they originally picked a neighborhood with lots of kids in a good school district, many of the parents in the neighborhood are about the same age - and so are the kids.

Fast forward and your baby girl is now a Senior in high school and is about to move out of state to college.  Do you still need that big 5-bedroom house on the cul-de-sac that is 2 blocks from the elementary school?  Nope.  You sell.  Downsize.

If you are thinking about moving, odds are others in your neighborhood are too.  Neighborhoods tend to mature with it's residents.  Before you know it, there are 7 other homes listed for sale on your block because everyone is in the same boat as you are.  They've either outgrown their current home, the old home is too big or the neighborhood no longer fits their current lifestyle at their current age.  Of course there are always exceptions, like work transfers, neighborhood changes or simply to find a nicer home or less expensive one.  This is how it usually happens though.  

Since I am a licensed Realtor with access to the MLS, I can sort homes for sale by neighborhoods and it always amazes me to see 9 or 10 homes for sale within a 2 block radius because everyone bought at the same time and now everyone is moving at the same time.

What does this mean for the sale of your home?

Well, you need to price it right because your home will be directly competing for buyers with the other homes for sale in your neighborhood.  You'll need to price it correctly right from the start.  Some aggressive marketing can help as well as updating the home to make it more appealing.

Hopefully now you understand why and how certain neighborhoods have many homes for sale at one time and others don't.  It's usually a function of the age of the residents and their kids' ages.

I look forward to working with you!

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher

July 13, 2018

DEALING WITH FINANCING

It wasn't too long ago the real estate market was in turmoil.  People tend to forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home.

Get pre-approved. Sub-primes may be history, but you’ll probably still be shown homes you can’t actually afford. By getting pre-approved as a buyer, you can save yourself the grief of looking at houses you can’t afford. You can also put yourself in a better position to make a serious offer when you do find the right house. Unlike pre-qualification, which is based on a cursory review of your finances, pre-approval from a lender is based on your actual income, debt and credit history. By doing a thorough analysis of your actual spending power, you’ll be less likely to get in over your head.

Choose your mortgage carefully. It used to be that the emphasis when it came to mortgages was on paying them off as soon as possible. Today, the debt the average person will accumulate due to credit cards, student loans, etc. means it’s better to opt for the 30-year mortgage instead of the 15-year. This way, you have a lower monthly payment, with the option of paying an additional principal when money is good. Additionally, when picking a mortgage, you usually have the option of paying additional points (a portion of the interest that you pay at closing) in exchange for a lower interest rate. If you plan to stay in the house for a long time—and given the current real estate market, you should—taking the points will save you money.

Do your homework before bidding. Before you make an offer on a home, do some research on the sales trends of similar homes in the neighborhood with sites like Zillow. Consider especially sales of similar homes in the last three months. For instance, if homes have recently sold for 5 percent less than the asking price, your opening bid should probably be about 8 to 10 percent lower than what the seller is asking.

I look forward to working with you!

- Phil Bernie

Broker Associate | Tampa REALTOR®

Contact Phil Bernie, Broker Associate, today.

Cell / Text: 813-420-8488

Dalton Wade Real Estate

Tampa Home Searcher Bernie Team

Email: phil@tampahomesearcher.com

Web: TampaHomeSearcher.com

Facebook: facebook.com/tampahomesearcher

Instagram: instagram.com/tampahomesearcher